> ## Documentation Index
> Fetch the complete documentation index at: https://docs.tesouro.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Embedded Banking

> Integrate compliant banking and lending products directly within your software platform.

### *Integrate banking and finance tools directly within your software*

Welcome to Tesouro’s Embedded Banking platform. We enable software platforms to offer fully compliant banking and lending products directly within their software.

<Frame>
  <img src="https://mintcdn.com/tesouro-dc896113/YOPj4D2tgSFoagEP/embedded-banking/img/hero-graphic.png?fit=max&auto=format&n=YOPj4D2tgSFoagEP&q=85&s=f45a61d79323258c4f64e4b730d4953c" alt="Embedded Banking" width="3200" height="1920" data-path="embedded-banking/img/hero-graphic.png" />
</Frame>

## Core offerings

* **Business onboarding** - *Fully compliant KYC/KYB*
* **Deposit accounts** - *Interest-bearing, FDIC-insured bank accounts*
* **Payment processor payouts** - *Automatically deposit card sales volume to the embedded account*
* **ACH transfers** - *Move money into and out of the account with other banks*
* **Transaction history** - *View, filter and download transaction data and statements*
* **Insights feed** - *Real-time, intelligent insights*
* **Account linking** - *Securely link external banks to transfer money from and to*
* **Card issuing** - *Coming Soon - Issue purchasing cards to employees with card controls*
* **Working capital loans** - *Coming Soon - business lending solution based on payment processing history*

## Integration options

<div className="grid grid-cols-1 md:grid-cols-3 gap-6">
  <div>
    **White label**

    <img src="https://mintcdn.com/tesouro-dc896113/YOPj4D2tgSFoagEP/embedded-banking/img/white-label-graphic.png?fit=max&auto=format&n=YOPj4D2tgSFoagEP&q=85&s=2671600133e9f3026bbaf3a4812fbe2d" alt="White label" width="3200" height="1920" data-path="embedded-banking/img/white-label-graphic.png" />

    **Launch quickly:** Low-code, fully hosted and branded banking application
  </div>

  <div>
    **Embeddable widgets**

    <img src="https://mintcdn.com/tesouro-dc896113/YOPj4D2tgSFoagEP/embedded-banking/img/embedded-widgets-graphic.png?fit=max&auto=format&n=YOPj4D2tgSFoagEP&q=85&s=ffc088e30aa27229e6f3e20414c89ec4" alt="Widgets" width="3200" height="1920" data-path="embedded-banking/img/embedded-widgets-graphic.png" />

    **Seamless integration:** Pre-built, customizable web components hosted by Tesouro
  </div>

  <div>
    **APIs and webhooks**

    <img src="https://mintcdn.com/tesouro-dc896113/YOPj4D2tgSFoagEP/embedded-banking/img/api-and-webhooks-graphic.png?fit=max&auto=format&n=YOPj4D2tgSFoagEP&q=85&s=9a1c484dc58378440ce49ddbe6daa2d6" alt="APIs" width="3200" height="1920" data-path="embedded-banking/img/api-and-webhooks-graphic.png" />

    **Fully customized:** Own the UI completely, with full access to bank account data in real-time
  </div>
</div>

## Pick a quickstart

<CardGroup cols={2}>
  <Card title="Server-side quickstart" icon="terminal" href="/embedded-banking/guides/quickstart/server-side" cta="Start with REST">
    Authenticate with `client_credentials`, make your first REST call from a backend service, and own the UI yourself.
  </Card>

  <Card title="React quickstart" icon="react" href="/embedded-banking/guides/quickstart/index" cta="Start with components">
    Drop in Tesouro-hosted React components backed by widget-token authentication.
  </Card>
</CardGroup>