> ## Documentation Index
> Fetch the complete documentation index at: https://docs.tesouro.com/llms.txt
> Use this file to discover all available pages before exploring further.

# DeclineCode

> The reason an underwriting application was declined. Values correspond to Truist-approved adverse action verbiage used in applicant notifications.

`ENUM`

The reason an underwriting application was declined. Values correspond to Truist-approved adverse action verbiage used in applicant notifications.

## Values

<ResponseField name="DEROGATORY_BANKING_RELATIONSHIP" type="enum">
  Derogatory or negative banking relationship
</ResponseField>

<ResponseField name="DEROGATORY_PUBLIC_RECORD_OR_COLLECTION" type="enum">
  Derogatory public record or collection
</ResponseField>

<ResponseField name="EXPIRED_APPLICATION" type="enum">
  Expired Application
</ResponseField>

<ResponseField name="INSUFFICIENT_FINANCIAL_INFORMATION" type="enum">
  Insufficient financial information
</ResponseField>

<ResponseField name="INSUFFICIENT_FINANCIAL_STRENGTH" type="enum">
  Insufficient financial strength
</ResponseField>

<ResponseField name="LARGE_AVERAGE_TICKET" type="enum">
  Large average ticket
</ResponseField>

<ResponseField name="MISSING_DOCUMENTATION" type="enum">
  Missing documentation
</ResponseField>

<ResponseField name="NATURE_OF_BUSINESS" type="enum">
  Nature of business
</ResponseField>

<ResponseField name="STARTUP_BUSINESS" type="enum">
  Start-up business
</ResponseField>

<ResponseField name="TERMINATED_MERCHANT_FILE" type="enum">
  Terminated merchant file from previous provider
</ResponseField>