> ## Documentation Index
> Fetch the complete documentation index at: https://docs.tesouro.com/llms.txt
> Use this file to discover all available pages before exploring further.

# UnderwritingApplicationIdentity

> Identity information for an underwriting application, including applicant type, merchant category code, and tax identification details.

`OBJECT`

Identity information for an underwriting application, including applicant type, merchant category code, and tax identification details.

## Fields

<ResponseField name="sensitiveFields" type="UnderwritingApplicationSensitiveFields">
  Sensitive fields that require special permissions to access.

  <Expandable title="child attributes">
    <ResponseField name="taxIdentificationNumber" type="String">
      The full tax identification number for the underwriting application.
    </ResponseField>
  </Expandable>
</ResponseField>

<ResponseField name="applicantType" type="ApplicantType">
  The type of the applicant (e.g., MERCHANT, SPONSORED\_MERCHANT, etc.).

  <Expandable title="Possible enum values">
    <ResponseField name="BILLER" type="enum">
      A biller that accepts payments for recurring services such as utilities, subscriptions, or invoices.
    </ResponseField>

    <ResponseField name="MERCHANT" type="enum">
      A standard merchant that accepts card-present or card-not-present payments for goods or services.
    </ResponseField>

    <ResponseField name="SELLER" type="enum">
      A seller operating under a marketplace or platform that routes payments on their behalf.
    </ResponseField>

    <ResponseField name="SPONSORED_MERCHANT" type="enum">
      A merchant sponsored by a payment facilitator, operating under the facilitator's master merchant account.
    </ResponseField>

    <ResponseField name="SUPPLIER" type="enum">
      A supplier in a B2B payment relationship, typically receiving payments from buyer organizations.
    </ResponseField>

    <ResponseField name="WALLET" type="enum">
      A digital wallet provider that stores payment credentials and facilitates transactions on behalf of consumers.
    </ResponseField>
  </Expandable>
</ResponseField>

<ResponseField name="isKnownEntity" type="Boolean!" required>
  Indicates the entity is a known trusted entity.
</ResponseField>

<ResponseField name="merchantCategoryCode" type="String">
  The merchant category code for the underwriting application.
</ResponseField>

<ResponseField name="underwritingReference" type="String">
  The unique identifier used to identify the underwriting application.
</ResponseField>

<ResponseField name="underwritingRelationshipReference" type="String">
  An optional field that the Transactor would pass to potentially identify multiple applications
  that roll up to a broader relationship.
</ResponseField>

<ResponseField name="businessAddress" type="AddressOutput">
  The address from where the applicant operates it business. This may or may not be different from the legal address.

  <Expandable title="child attributes">
    <ResponseField name="address1" type="Max100Text">
      The first line of the address.
    </ResponseField>

    <ResponseField name="address2" type="Max100Text">
      The second line of the address, if applicable.
    </ResponseField>

    <ResponseField name="address3" type="Max100Text">
      The third line of the address, if applicable.
    </ResponseField>

    <ResponseField name="city" type="Max100Text">
      City, town, or village.
    </ResponseField>

    <ResponseField name="countryCode" type="CountryCode">
      The ISO 3166-1 three-letter country code associated with the address.

      See [CountryCode](/underwriting/reference/graphql/types/country-code)
    </ResponseField>

    <ResponseField name="postalCode" type="Max15Text">
      A set of specific numbers, and sometimes letters, that help postal services deliver mail.
    </ResponseField>

    <ResponseField name="state" type="String">
      State or province. US states must be in their 2 character format defined here [https://about.usps.com/who/profile/history/state-abbreviations.htm](https://about.usps.com/who/profile/history/state-abbreviations.htm). Canadian provinces must be their 2 character format defined here [https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/completing-slips-summaries/financial-slips-summaries/return-investment-income-t5/provincial-territorial-codes.html](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/completing-slips-summaries/financial-slips-summaries/return-investment-income-t5/provincial-territorial-codes.html)
    </ResponseField>
  </Expandable>
</ResponseField>

<ResponseField name="businessEntityType" type="BusinessEntityType">
  The type of business, e.g., CORPORATION, LLC, SOLE\_PROPRIETOR, etc.

  <Expandable title="Possible enum values">
    <ResponseField name="ASSOCIATION" type="enum">
      A group organized for a common purpose, such as a trade association or professional organization, that is not operated for profit.
    </ResponseField>

    <ResponseField name="COOPERATIVE" type="enum">
      A business owned and operated by its members for mutual benefit, where profits are shared among members.
    </ResponseField>

    <ResponseField name="CORPORATION_NOT_FOR_PROFIT" type="enum">
      A nonprofit corporation organized for purposes other than generating profit, such as charitable, educational, or religious activities.
    </ResponseField>

    <ResponseField name="CORPORATION_PRIVATE" type="enum">
      A privately held corporation whose shares are not publicly traded on a stock exchange.
    </ResponseField>

    <ResponseField name="CORPORATION_PUBLIC" type="enum">
      A publicly traded corporation whose shares are listed and traded on a public stock exchange.
    </ResponseField>

    <ResponseField name="GOVERNMENT" type="enum">
      A government entity or agency at the federal, state, or local level.
    </ResponseField>

    <ResponseField name="LLC" type="enum">
      A Limited Liability Company (LLC) providing liability protection to its members with pass-through taxation.
    </ResponseField>

    <ResponseField name="LLP" type="enum">
      A Limited Liability Partnership (LLP) where partners have limited personal liability for business debts and obligations.
    </ResponseField>

    <ResponseField name="OTHER" type="enum">
      An entity type that does not fit any of the other defined categories.
    </ResponseField>

    <ResponseField name="PARTNERSHIP" type="enum">
      A business structure where two or more individuals share ownership, profits, and liabilities.
    </ResponseField>

    <ResponseField name="SOLE_PROPRIETOR" type="enum">
      A business owned and operated by a single individual with no legal distinction between the owner and the business.
    </ResponseField>

    <ResponseField name="TRUST" type="enum">
      A legal arrangement in which a trustee holds and manages assets on behalf of beneficiaries.
    </ResponseField>
  </Expandable>
</ResponseField>

<ResponseField name="businessName" type="String">
  The descriptive name for the applicant that may be different from its legal entity name. Also
  known as "Doing Business As" (DBA), "trade name", "assumed name", or "fictitious name". This name
  will appear on the cardholder's statement.
</ResponseField>

<ResponseField name="isLegalAddressSameAsBusinessAddress" type="Boolean">
  Indicates whether the legal address is the same as the business address.
</ResponseField>

<ResponseField name="legalAddress" type="AddressOutput">
  The registered legal address of the business entity.

  <Expandable title="child attributes">
    <ResponseField name="address1" type="Max100Text">
      The first line of the address.
    </ResponseField>

    <ResponseField name="address2" type="Max100Text">
      The second line of the address, if applicable.
    </ResponseField>

    <ResponseField name="address3" type="Max100Text">
      The third line of the address, if applicable.
    </ResponseField>

    <ResponseField name="city" type="Max100Text">
      City, town, or village.
    </ResponseField>

    <ResponseField name="countryCode" type="CountryCode">
      The ISO 3166-1 three-letter country code associated with the address.

      See [CountryCode](/underwriting/reference/graphql/types/country-code)
    </ResponseField>

    <ResponseField name="postalCode" type="Max15Text">
      A set of specific numbers, and sometimes letters, that help postal services deliver mail.
    </ResponseField>

    <ResponseField name="state" type="String">
      State or province. US states must be in their 2 character format defined here [https://about.usps.com/who/profile/history/state-abbreviations.htm](https://about.usps.com/who/profile/history/state-abbreviations.htm). Canadian provinces must be their 2 character format defined here [https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/completing-slips-summaries/financial-slips-summaries/return-investment-income-t5/provincial-territorial-codes.html](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/completing-slips-summaries/financial-slips-summaries/return-investment-income-t5/provincial-territorial-codes.html)
    </ResponseField>
  </Expandable>
</ResponseField>

<ResponseField name="legalEntityName" type="String">
  The legal company name.
</ResponseField>

<ResponseField name="serviceTelephoneNumber" type="String">
  The customer service telephone number for the business.
</ResponseField>

<ResponseField name="softwareProviderNames" type="[String!]">
  The names of the software providers used by the applicant.
</ResponseField>

<ResponseField name="stateOfIncorporation" type="String">
  The U.S. state or jurisdiction in which the legal entity was incorporated or formed (2-character
  code).
</ResponseField>

<ResponseField name="taxIdentificationNumber" type="TaxIdentificationNumberOutput">
  The tax identification number of the legal entity.

  <Expandable title="child attributes">
    <ResponseField name="last4" type="String">
      The last 4 of the tax identification number.
    </ResponseField>

    <ResponseField name="type" type="TaxIdentificationNumberType">
      The type of the tax identification number (e.g., EIN, SSN, ITIN).

      See [TaxIdentificationNumberType](/underwriting/reference/graphql/types/tax-identification-number-type)
    </ResponseField>
  </Expandable>
</ResponseField>

<ResponseField name="websiteUrl" type="String">
  The applicant's website. If the applicant sells its products or services using ecommerce, then the
  website URL is required.
</ResponseField>
