Sponsor banks represent the financial institutions that will back your payment processing. Each
sponsor bank may have multiple BINs (Bank Identification Numbers) that identify the issuing bank
for card transactions. Understanding available sponsor banks helps you make informed decisions
when configuring your acceptor application.
ScenarioBen wants to understand which sponsor banks are available for his mechanical
keyboard business and which BINs are associated with each bank. This
information will help him select the appropriate sponsor bank when creating
his acceptor application.
sponsorBanks query to retrieve a list of available sponsor banks and their associated BINs. The query accepts an optional input parameter to filter results.
The sponsor bank information returned by this query includes the bank’s unique
identifier ( sponsorBankId ), name, and an array of BINs with their
descriptors. This information can be used when configuring your acceptor
application to ensure compatibility with your payment processing requirements.