Outcome of the identity/business (KYC) verification for the application, or null when
verification has not started. May be non-null before submission: bypass-KYC providers
have this pre-approved at creation while the application is still in DRAFT.
Identifier of the user created for the applicant during onboarding.
Null until the application has been verified and the user created.
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classification.","enum":["SOYBEAN_FARMING","OILSEED_EXCEPT_SOYBEAN_FARMING","DRY_PEA_AND_BEAN_FARMING","WHEAT_FARMING","CORN_FARMING","RICE_FARMING","OILSEED_AND_GRAIN_COMBINATION_FARMING","ALL_OTHER_GRAIN_FARMING","POTATO_FARMING","OTHER_VEGETABLE_EXCEPT_POTATO_AND_MELON_FARMING","ORANGE_GROVES","CITRUS_EXCEPT_ORANGE_GROVES","APPLE_ORCHARDS","GRAPE_VINEYARDS","STRAWBERRY_FARMING","BERRY_EXCEPT_STRAWBERRY_FARMING","TREE_NUT_FARMING","FRUIT_AND_TREE_NUT_COMBINATION_FARMING","OTHER_NONCITRUS_FRUIT_FARMING","MUSHROOM_PRODUCTION","OTHER_FOOD_CROPS_GROWN_UNDER_COVER","NURSERY_AND_TREE_PRODUCTION","FLORICULTURE_PRODUCTION","TOBACCO_FARMING","COTTON_FARMING","SUGARCANE_FARMING","HAY_FARMING","SUGAR_BEET_FARMING","PEANUT_FARMING","ALL_OTHER_MISCELLANEOUS_CROP_FARMING","BEEF_CATTLE_RANCHING_AND_FARMING","CATTLE_FEEDLOTS","DAIRY_CATTLE_AND_MILK_PRODUCTION","DUAL_PURPOSE_CATTLE_RANCHING_AND_FARMING","HOG_AND_PIG_FARMING","CHICKEN_EGG_PRODUCTION","BROILERS_AND_OTHER_MEAT_TYPE_CHICKEN_PRODUCTION","TURKEY_PRODUCTION","POULTRY_HATCHERIES","OTHER_POULTRY_PRODUCTION","SHEEP_FARMING","GOAT_FARMING","FINFISH_FARMING_AND_FISH_HATCHERIES","SHELLFISH_FARMING","OTHER_AQUACULTURE","APICULTURE","HORSES_AND_OTHER_EQUINE_PRODUCTION","FUR_BEARING_ANIMAL_AND_RABBIT_PRODUCTION","ALL_OTHER_ANIMAL_PRODUCTION","TIMBER_TRACT_OPERATIONS","FOREST_NURSERIES_AND_GATHERING_OF_FOREST_PRODUCTS","LOGGING","FINFISH_FISHING","SHELLFISH_FISHING","OTHER_MARINE_FISHING","HUNTING_AND_TRAPPING","COTTON_GINNING","SOIL_PREPARATION_PLANTING_AND_CULTIVATING","CROP_HARVESTING_PRIMARILY_BY_MACHINE","POSTHARVEST_CROP_ACTIVITIES_EXCEPT_COTTON_GINNING","FARM_LABOR_CONTRACTORS_AND_CREW_LEADERS","FARM_MANAGEMENT_SERVICES","SUPPORT_ACTIVITIES_FOR_ANIMAL_PRODUCTION","SUPPORT_ACTIVITIES_FOR_FORESTRY","CRUDE_PETROLEUM_EXTRACTION","NATURAL_GAS_EXTRACTION","SURFACE_COAL_MINING","UNDERGROUND_COAL_MINING","IRON_ORE_MINING","GOLD_ORE_AND_SILVER_ORE_MINING","COPPER_NICKEL_LEAD_AND_ZINC_MINING","OTHER_METAL_ORE_MINING","DIMENSION_STONE_MINING_AND_QUARRYING","CRUSHED_AND_BROKEN_LIMESTONE_MINING_AND_QUARRYING","CRUSHED_AND_BROKEN_GRANITE_MINING_AND_QUARRYING","OTHER_CRUSHED_AND_BROKEN_STONE_MINING_AND_QUARRYING","CONSTRUCTION_SAND_AND_GRAVEL_MINING","INDUSTRIAL_SAND_MINING","KAOLIN_CLAY_AND_CERAMIC_AND_REFRACTORY_MINERALS_MINING","OTHER_NONMETALLIC_MINERAL_MINING_AND_QUARRYING","DRILLING_OIL_AND_GAS_WELLS","SUPPORT_ACTIVITIES_FOR_OIL_AND_GAS_OPERATIONS","SUPPORT_ACTIVITIES_FOR_COAL_MINING","SUPPORT_ACTIVITIES_FOR_METAL_MINING","SUPPORT_ACTIVITIES_FOR_NONMETALLIC_MINERALS_EXCEPT_FUELS_MINING","HYDROELECTRIC_POWER_GENERATION","FOSSIL_FUEL_ELECTRIC_POWER_GENERATION","NUCLEAR_ELECTRIC_POWER_GENERATION","SOLAR_ELECTRIC_POWER_GENERATION","WIND_ELECTRIC_POWER_GENERATION","GEOTHERMAL_ELECTRIC_POWER_GENERATION","BIOMASS_ELECTRIC_POWER_GENERATION","OTHER_ELECTRIC_POWER_GENERATION","ELECTRIC_BULK_POWER_TRANSMISSION_AND_CONTROL","ELECTRIC_POWER_DISTRIBUTION","NATURAL_GAS_DISTRIBUTION","WATER_SUPPLY_AND_IRRIGATION_SYSTEMS","SEWAGE_TREATMENT_FACILITIES","STEAM_AND_AIR_CONDITIONING_SUPPLY","NEW_SINGLE_FAMILY_HOUSING_CONSTRUCTION_EXCEPT_FOR_SALE_BUILDERS","NEW_MULTIFAMILY_HOUSING_CONSTRUCTION_EXCEPT_FOR_SALE_BUILDERS","NEW_HOUSING_FOR_SALE_BUILDERS","RESIDENTIAL_REMODELERS","INDUSTRIAL_BUILDING_CONSTRUCTION","COMMERCIAL_AND_INSTITUTIONAL_BUILDING_CONSTRUCTION","WATER_AND_SEWER_LINE_AND_RELATED_STRUCTURES_CONSTRUCTION","OIL_AND_GAS_PIPELINE_AND_RELATED_STRUCTURES_CONSTRUCTION","POWER_AND_COMMUNICATION_LINE_AND_RELATED_STRUCTURES_CONSTRUCTION","LAND_SUBDIVISION","HIGHWAY_STREET_AND_BRIDGE_CONSTRUCTION","OTHER_HEAVY_AND_CIVIL_ENGINEERING_CONSTRUCTION","POURED_CONCRETE_FOUNDATION_AND_STRUCTURE_CONTRACTORS","STRUCTURAL_STEEL_AND_PRECAST_CONCRETE_CONTRACTORS","FRAMING_CONTRACTORS","MASONRY_CONTRACTORS","GLASS_AND_GLAZING_CONTRACTORS","ROOFING_CONTRACTORS","SIDING_CONTRACTORS","OTHER_FOUNDATION_STRUCTURE_AND_BUILDING_EXTERIOR_CONTRACTORS","ELECTRICAL_CONTRACTORS_AND_OTHER_WIRING_INSTALLATION_CONTRACTORS","PLUMBING_HEATING_AND_AIR_CONDITIONING_CONTRACTORS","OTHER_BUILDING_EQUIPMENT_CONTRACTORS","DRYWALL_AND_INSULATION_CONTRACTORS","PAINTING_AND_WALL_COVERING_CONTRACTORS","FLOORING_CONTRACTORS","TILE_AND_TERRAZZO_CONTRACTORS","FINISH_CARPENTRY_CONTRACTORS","OTHER_BUILDING_FINISHING_CONTRACTORS","SITE_PREPARATION_CONTRACTORS","ALL_OTHER_SPECIALTY_TRADE_CONTRACTORS","DOG_AND_CAT_FOOD_MANUFACTURING","OTHER_ANIMAL_FOOD_MANUFACTURING","FLOUR_MILLING","RICE_MILLING","MALT_MANUFACTURING","WET_CORN_MILLING_AND_STARCH_MANUFACTURING","SOYBEAN_AND_OTHER_OILSEED_PROCESSING","FATS_AND_OILS_REFINING_AND_BLENDING","BREAKFAST_CEREAL_MANUFACTURING","BEET_SUGAR_MANUFACTURING","CANE_SUGAR_MANUFACTURING","NONCHOCOLATE_CONFECTIONERY_MANUFACTURING","CHOCOLATE_AND_CONFECTIONERY_MANUFACTURING_FROM_CACAO_BEANS","CONFECTIONERY_MANUFACTURING_FROM_PURCHASED_CHOCOLATE","FROZEN_FRUIT_JUICE_AND_VEGETABLE_MANUFACTURING","FROZEN_SPECIALTY_FOOD_MANUFACTURING","FRUIT_AND_VEGETABLE_CANNING","SPECIALTY_CANNING","DRIED_AND_DEHYDRATED_FOOD_M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| enum\u003cstring>"},"postalCode":{"oneOf":[{"type":"null","description":"Postal or ZIP code.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1.postalCode.oneOf.0","typeLabel":"null"},{"type":"string","description":"Postal or ZIP code.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1.postalCode.oneOf.1","typeLabel":"string"}],"uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1.postalCode","typeLabel":"null | string"},"state":{"oneOf":[{"type":"null","description":"State or province.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1.state.oneOf.0","typeLabel":"null"},{"type":"string","description":"State or province.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1.state.oneOf.1","typeLabel":"string"}],"uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1.state","typeLabel":"null | string"}},"uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress.oneOf.1","typeLabel":"object"}],"uniqueKey":"businessOwners.oneOf.1.items.[INDEX].homeAddress","typeLabel":"null | object"},"lastName":{"oneOf":[{"type":"null","description":"Last name of the business owner.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].lastName.oneOf.0","typeLabel":"null"},{"type":"string","description":"Last name of the business owner.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].lastName.oneOf.1","typeLabel":"string"}],"uniqueKey":"businessOwners.oneOf.1.items.[INDEX].lastName","typeLabel":"null | string"},"mobilePhoneNumber":{"oneOf":[{"type":"null","description":"Mobile phone number of the business owner.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].mobilePhoneNumber.oneOf.0","typeLabel":"null"},{"type":"string","description":"Mobile phone number of the business 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The full value is\nnever returned.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX].personalIdentificationNumberLast4.oneOf.1","typeLabel":"string"}],"uniqueKey":"businessOwners.oneOf.1.items.[INDEX].personalIdentificationNumberLast4","typeLabel":"null | string"}},"description":"Output model for business owner information in responses.","uniqueKey":"businessOwners.oneOf.1.items.[INDEX]","typeLabel":"object"},"description":"List of business owners associated with the application.","uniqueKey":"businessOwners.oneOf.1","typeLabel":"object[]"}],"uniqueKey":"businessOwners","typeLabel":"null | object[]"},"deniedAt":{"oneOf":[{"type":"null","description":"When the application was denied (UTC). Null unless the status is DENIED, and for applications\ndenied before decline times were recorded.","format":"date-time","uniqueKey":"deniedAt.oneOf.0","typeLabel":"null"},{"type":"string","description":"When the application was denied (UTC). Null unless the status is DENIED, and for applications\ndenied before decline times were recorded.","format":"date-time","uniqueKey":"deniedAt.oneOf.1","typeLabel":"string\u003cdate-time>"}],"uniqueKey":"deniedAt","typeLabel":"null | string\u003cdate-time>"},"kycVerificationStatus":{"oneOf":[{"type":"null","uniqueKey":"kycVerificationStatus.oneOf.0","typeLabel":"null"},{"type":"string","description":"Outcome of the identity/business (KYC) verification for the application, or null when\nverification has not started. 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Null until it is submitted, and for applications\nsubmitted before submit times were recorded.","format":"date-time","uniqueKey":"submittedAt.oneOf.0","typeLabel":"null"},{"type":"string","description":"When the application was submitted (UTC). Null until it is submitted, and for applications\nsubmitted before submit times were recorded.","format":"date-time","uniqueKey":"submittedAt.oneOf.1","typeLabel":"string\u003cdate-time>"}],"uniqueKey":"submittedAt","typeLabel":"null | string\u003cdate-time>"},"userId":{"oneOf":[{"type":"null","description":"Identifier of the user created for the applicant during onboarding.\nNull until the application has been verified and the user created.","format":"uuid","uniqueKey":"userId.oneOf.0","typeLabel":"null"},{"type":"string","description":"Identifier of the user created for the applicant during onboarding.\nNull until the application has been verified and the user created.","format":"uuid","uniqueKey":"userId.oneOf.1","typeLabel":"string\u003cuuid>"}],"uniqueKey":"userId","typeLabel":"null | string\u003cuuid>"}},"description":"Response model for a bank account application.","uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"id":"3c90c3cc-0d44-4b50-8888-8dd25736052a","createdAt":"2023-11-07T05:31:56Z","updatedAt":"2023-11-07T05:31:56Z","applicant":{"birthDate":"2023-12-25","disclosuresAcceptedAtDateTime":"2023-11-07T05:31:56Z","disclosuresAcceptedVersion":"3c90c3cc-0d44-4b50-8888-8dd25736052a","entityDisclosuresAcceptedVersion":"3c90c3cc-0d44-4b50-8888-8dd25736052a","firstName":"\u003cstring>","hasAcceptedDisclosures":true,"homeAddress":{"address1":"\u003cstring>","address2":"\u003cstring>","address3":"\u003cstring>","city":"\u003cstring>","countryCode":"AFG","postalCode":"\u003cstring>","state":"\u003cstring>"},"isLegallyAuthorized":true,"lastName":"\u003cstring>","mobilePhoneNumber":"\u003cstring>","ownershipPercentage":123,"personalIdentificationNumberLast4":"\u003cstring>","signerDisclosuresAcceptedVersion":"3c90c3cc-0d44-4b50-8888-8dd25736052a","workEmailAddress":"\u003cstring>"},"businessDetails":{"address":{"address1":"\u003cstring>","address2":"\u003cstring>","address3":"\u003cstring>","city":"\u003cstring>","countryCode":"AFG","postalCode":"\u003cstring>","state":"\u003cstring>"},"businessStructureType":"CORPORATION_PUBLIC","dbaName":"\u003cstring>","legalName":"\u003cstring>","northAmericanIndustryClassificationSystemCode":"SOYBEAN_FARMING","phoneNumber":"\u003cstring>","taxIdLast4":"\u003cstring>","website":"\u003cstring>"},"businessOwners":[{"id":"3c90c3cc-0d44-4b50-8888-8dd25736052a","birthDate":"2023-12-25","firstName":"\u003cstring>","homeAddress":{"address1":"\u003cstring>","address2":"\u003cstring>","address3":"\u003cstring>","city":"\u003cstring>","countryCode":"AFG","postalCode":"\u003cstring>","state":"\u003cstring>"},"lastName":"\u003cstring>","mobilePhoneNumber":"\u003cstring>","ownershipPercentage":123,"personalIdentificationNumberLast4":"\u003cstring>"}],"deniedAt":"2023-11-07T05:31:56Z","kycVerificationStatus":"PENDING","organizationId":"3c90c3cc-0d44-4b50-8888-8dd25736052a","status":"DRAFT","submittedAt":"2023-11-07T05:31:56Z","userId":"3c90c3cc-0d44-4b50-8888-8dd25736052a"}}},"exampleType":"generated"}},"exampleType":"generated"},"01a33eac-d6c9-44f5-a378-97fed169832f":{"description":"Invalid request.","content":{"application/json":{"schema":{"required":["errorCode"],"type":"object","properties":{"errorCode":{"type":"string","description":"Embed-specific error code for client error handling.","isRequired":true,"uniqueKey":"errorCode","typeLabel":"string"},"detail":{"oneOf":[{"type":"null","uniqueKey":"detail.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"detail.oneOf.1","typeLabel":"string"}],"uniqueKey":"detail","typeLabel":"null | string"},"errors":{"type":"object","additionalProperties":{"type":"array","items":{"type":"string","uniqueKey":"errors.additionalProperties.items.[INDEX]","typeLabel":"string"},"uniqueKey":"errors.additionalProperties","typeLabel":"string[]"},"uniqueKey":"errors","typeLabel":"object"},"instance":{"oneOf":[{"type":"null","uniqueKey":"instance.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"instance.oneOf.1","typeLabel":"string"}],"uniqueKey":"instance","typeLabel":"null | string"},"questionErrors":{"oneOf":[{"type":"null","items":{"required":["code","message"],"type":"object","properties":{"code":{"enum":["REQUIRED","TOO_LONG","TOO_SHORT","OUT_OF_RANGE","BAD_FORMAT","NOT_IN_ENUM","OWNERSHIP_EXCEEDS_100","KYC_NOT_APPROVED","APPLICATION_ALREADY_PROCESSED","UNKNOWN_OWNER"],"type":"string","description":"Why the question failed."},"itemPath":{"oneOf":[{"type":"null","description":"Where inside an array-valued answer the failure is, relative to the question, such as\n`[0].name`."},{"type":"string","description":"Where inside an array-valued answer the failure is, relative to the question, such as\n`[0].name`."}]},"key":{"oneOf":[{"type":"null","description":"The question's stable key. 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Null when no single question owns the failure.","uniqueKey":"questionErrors.oneOf.1.items.[INDEX].key.oneOf.1","typeLabel":"string"}],"uniqueKey":"questionErrors.oneOf.1.items.[INDEX].key","typeLabel":"null | string"},"ownerId":{"oneOf":[{"type":"null","description":"The owner whose answer failed. Present for per-owner questions only.","format":"uuid","uniqueKey":"questionErrors.oneOf.1.items.[INDEX].ownerId.oneOf.0","typeLabel":"null"},{"type":"string","description":"The owner whose answer failed. Present for per-owner questions only.","format":"uuid","uniqueKey":"questionErrors.oneOf.1.items.[INDEX].ownerId.oneOf.1","typeLabel":"string\u003cuuid>"}],"uniqueKey":"questionErrors.oneOf.1.items.[INDEX].ownerId","typeLabel":"null | string\u003cuuid>"}},"description":"One application question that failed validation.","uniqueKey":"questionErrors.oneOf.1.items.[INDEX]","typeLabel":"object"},"description":"The application questions that failed. Null when the endpoint validates no application questions.","uniqueKey":"questionErrors.oneOf.1","typeLabel":"object[]"}],"uniqueKey":"questionErrors","typeLabel":"null | object[]"},"requirementsVersion":{"oneOf":[{"type":"null","description":"The application requirements version the request was validated against. Null when none applies.","uniqueKey":"requirementsVersion.oneOf.0","typeLabel":"null"},{"type":"string","description":"The application requirements version the request was validated against. Null when none applies.","uniqueKey":"requirementsVersion.oneOf.1","typeLabel":"string"}],"uniqueKey":"requirementsVersion","typeLabel":"null | string"},"status":{"oneOf":[{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"null","format":"int32","uniqueKey":"status.oneOf.0","typeLabel":"null"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"integer","format":"int32","uniqueKey":"status.oneOf.1","typeLabel":"integer\u003cint32>"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"string","format":"int32","uniqueKey":"status.oneOf.2","typeLabel":"string\u003cint32>"}],"uniqueKey":"status","typeLabel":"null | integer\u003cint32> | string\u003cint32>"},"title":{"oneOf":[{"type":"null","uniqueKey":"title.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"title.oneOf.1","typeLabel":"string"}],"uniqueKey":"title","typeLabel":"null | string"},"type":{"oneOf":[{"type":"null","uniqueKey":"type.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"type.oneOf.1","typeLabel":"string"}],"uniqueKey":"type","typeLabel":"null | string"}},"description":"Problem details for a request the service rejected as invalid.\nFollows RFC 7807, with the Embed error code and the fields and questions that failed.","uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"errorCode":"\u003cstring>","detail":"\u003cstring>","errors":{},"instance":"\u003cstring>","questionErrors":[{"code":"REQUIRED","message":"\u003cstring>","itemPath":"\u003cstring>","key":"\u003cstring>","ownerId":"3c90c3cc-0d44-4b50-8888-8dd25736052a"}],"requirementsVersion":"\u003cstring>","status":123,"title":"\u003cstring>","type":"\u003cstring>"}}},"exampleType":"generated"}},"exampleType":"generated"},"22883d62-d5f7-42b6-8f1c-3650a13fc4f2":{"description":"Authentication required.","content":{"application/json":{"schema":{"type":"object","properties":{"detail":{"oneOf":[{"type":"null","uniqueKey":"detail.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"detail.oneOf.1","typeLabel":"string"}],"uniqueKey":"detail","typeLabel":"null | string"},"instance":{"oneOf":[{"type":"null","uniqueKey":"instance.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"instance.oneOf.1","typeLabel":"string"}],"uniqueKey":"instance","typeLabel":"null | string"},"status":{"oneOf":[{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"null","format":"int32","uniqueKey":"status.oneOf.0","typeLabel":"null"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"integer","format":"int32","uniqueKey":"status.oneOf.1","typeLabel":"integer\u003cint32>"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"string","format":"int32","uniqueKey":"status.oneOf.2","typeLabel":"string\u003cint32>"}],"uniqueKey":"status","typeLabel":"null | integer\u003cint32> | string\u003cint32>"},"title":{"oneOf":[{"type":"null","uniqueKey":"title.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"title.oneOf.1","typeLabel":"string"}],"uniqueKey":"title","typeLabel":"null | string"},"type":{"oneOf":[{"type":"null","uniqueKey":"type.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"type.oneOf.1","typeLabel":"string"}],"uniqueKey":"type","typeLabel":"null | string"}},"uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"detail":"\u003cstring>","instance":"\u003cstring>","status":123,"title":"\u003cstring>","type":"\u003cstring>"}}},"exampleType":"generated"}},"exampleType":"generated"},"d6d97842-f285-42bd-a264-ec87d5a0d949":{"description":"Application not found.","content":{"application/json":{"schema":{"type":"object","properties":{"detail":{"oneOf":[{"type":"null","uniqueKey":"detail.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"detail.oneOf.1","typeLabel":"string"}],"uniqueKey":"detail","typeLabel":"null | string"},"errorCode":{"oneOf":[{"type":"null","description":"Embed-specific error code for client error handling.\nStored in the Extensions dictionary to ensure proper JSON serialization.","uniqueKey":"errorCode.oneOf.0","typeLabel":"null"},{"type":"string","description":"Embed-specific error code for client error handling.\nStored in the Extensions dictionary to ensure proper JSON serialization.","uniqueKey":"errorCode.oneOf.1","typeLabel":"string"}],"uniqueKey":"errorCode","typeLabel":"null | string"},"instance":{"oneOf":[{"type":"null","uniqueKey":"instance.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"instance.oneOf.1","typeLabel":"string"}],"uniqueKey":"instance","typeLabel":"null | string"},"status":{"oneOf":[{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"null","format":"int32","uniqueKey":"status.oneOf.0","typeLabel":"null"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"integer","format":"int32","uniqueKey":"status.oneOf.1","typeLabel":"integer\u003cint32>"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"string","format":"int32","uniqueKey":"status.oneOf.2","typeLabel":"string\u003cint32>"}],"uniqueKey":"status","typeLabel":"null | integer\u003cint32> | string\u003cint32>"},"title":{"oneOf":[{"type":"null","uniqueKey":"title.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"title.oneOf.1","typeLabel":"string"}],"uniqueKey":"title","typeLabel":"null | string"},"type":{"oneOf":[{"type":"null","uniqueKey":"type.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"type.oneOf.1","typeLabel":"string"}],"uniqueKey":"type","typeLabel":"null | string"}},"description":"Extended ProblemDetails with Embed-specific error code.\nFollows RFC 7807 with additional error code field.","uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"detail":"\u003cstring>","errorCode":"\u003cstring>","instance":"\u003cstring>","status":123,"title":"\u003cstring>","type":"\u003cstring>"}}},"exampleType":"generated"}},"exampleType":"generated"}},"security":{"cf36dddc-8bfe-46b4-b32b-9c87d979bff5":{"APPToken":{"type":"oauth2","description":"Application (M2M) OAuth2 access token (client credentials).","flows":{"clientCredentials":{"tokenUrl":"/connect/token","scopes":{"acceptor:application:read":"View merchant boarding applications, including business and ownership details. Contains sensitive personally identifiable information.","acceptor:application:secondaryapproval":"Provide a secondary approval on merchant boarding and underwriting applications as part of a multi-step review.","acceptor:application:write":"Edit, approve, and manage merchant boarding and underwriting applications, and attach supporting documents.","accounting_config:read:org":"View ledger accounts, tax rates, cost centers, tags, and projects configured for your organization.","accounting_config:write:org":"Create and update ledger accounts, tax rates, cost centers, tags, and projects for your organization.","acquiring:report:read":"View transaction and settlement reports for your acquiring activity.","approval_policy:read:org":"View approval workflows and spending policies configured for your organization.","approval_policy:write:org":"Create and update approval workflows and spending policies for your organization.","approval_request:create:org":"Submit items for approval within your organization's approval workflows.","approval_request:delete:org":"Delete approval requests within your organization.","approval_request:read:org":"View pending and completed approval requests across your organization.","approval_request:update:org":"Edit and update existing approval requests within your organization.","authorization_control:read:org":"Read access to authorization control at the organization level.","authorization_control:write:org":"Write access to authorization control at the organization level.","bank_account_application:read:org":"View submitted applications to open bank accounts within your organization.","bank_account_application:write:org":"Submit and manage applications to open new bank accounts within your organization.","bank_account:read:org":"View bank account details and balances within your organization.","bank_account:write:org":"Create, update, and close bank accounts within your organization.","beneficial_owner:read:org":"View beneficial ownership information, including individuals' ownership stakes and identifying details.","check_deposit:write:org":"Deposit checks into bank accounts within your organization by submitting the check details for processing.","comment:read:org":"View comments and notes added to financial records across your organization.","comment:write:org":"Add and manage comments and notes on financial records across your organization.","counterpart:read:org":"View the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","counterpart:write:org":"Add and update the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","credit_card:activate:org":"Activate newly issued credit cards for use within your organization.","credit_card_application:read:org":"View credit card applications submitted within your organization.","credit_card_application:write:org":"Submit and manage credit card applications within your organization.","credit_card:issue:org":"Issue new credit cards for cardholders in your organization.","credit_card:read:org":"View credit card details and status for cards in your organization.","debit_card:activate:org":"Activate newly issued debit cards for use within your organization.","debit_card:close:org":"Permanently close debit cards in your organization.","debit_card:issue:org":"Issue new debit cards for cardholders in your organization.","debit_card:lock:org":"Lock or unlock debit cards in your organization.","debit_card:read:org":"View debit card details and status for cards in your organization.","developer_portal":"Access the Tesouro Developer Portal to view API documentation and manage developer resources.","dispute:read":"View payment disputes and any supporting documents attached to them.","dispute:write":"Accept or challenge payment disputes by uploading and submitting supporting evidence.","email":"","expense:approve:org":"Review and approve or reject expense reports submitted across your organization.","expense:read:org":"View expense reports and submissions across your organization.","expense:read:self":"View your own expense submissions and reports.","expense:write:org":"Create and update expense submissions across your organization.","expense:write:self":"Submit and update your own expense reports.","export:read:org":"View and download previously generated data exports for your organization.","export:write:org":"Generate and manage data exports for your organization.","external_bank_account:micro_deposit:org":"Initiate micro-deposit verification to confirm ownership of external bank accounts linked to your organization.","external_bank_account:read:org":"View external bank accounts that have been linked to your organization.","external_bank_account:set_verification:org":"Manually set the verification status of linked external bank accounts, bypassing the standard verification process.","external_bank_account:write:org":"Add, update, or remove external bank accounts linked to your organization.","instant_payment_limit:write:org":"Set instant payment limits and limit exposure alerts for your bank and the organizations and bank accounts beneath it.","invoice:read:org":"View invoices issued and received across your organization.","invoice:write:org":"Create, edit, and manage invoices across your organization.","mailbox:read:org":"View the email mailboxes configured to automatically capture incoming invoices as payables and collect expense receipts for your organization.","mailbox:write:org":"Configure email mailboxes that automatically capture incoming invoices as payables and collect expense receipts for your organization.","notification:subscription:read":"View active webhook and event notification subscriptions and their configurations.","notification:subscription:write":"Create, update, and delete webhook and event notification subscriptions.","ocr_task:read:org":"View the results and status of automated receipt and invoice scanning tasks.","ocr_task:write:org":"Submit and manage automated receipt and invoice scanning tasks for your organization.","offline_access":"","oidc:app:manage":"Add, edit, and remove access to OIDC applications and their scopes.","oidc:app:read":"Read only access to the OIDC applications and their scopes","oidc:app:write":"Add and edit - but not remove - access to OIDC applications and their scopes","openid":"","organization:read:org":"View your organization's profile and general details.","organization_settings:read:org":"View configuration settings for your organization.","organization_settings:write:org":"Update configuration settings for your organization.","organization:write:org":"Update your organization's profile and general details.","org:write:all":"Enable or disable organizations on the platform. This is a high-privilege permission typically reserved for platform administrators.","partner_portal":"Access the Tesouro Partner Portal to manage your partnership settings and sub-merchant configurations.","payable:approve:org":"Review and approve bills and accounts payable before they are paid.","payable:pay:org":"Authorize and submit payments for approved bills and accounts payable.","payable:read:org":"View bills and accounts payable across your organization.","payable:write:org":"Create and update bills and accounts payable across your organization.","payment:collect:org":"Collect payments for your organization by depositing them and recording them against the invoices they pay.","payment_link:write":"Generate and manage shareable payment links to collect payments from customers.","payment_processing":"","payment_rail:ach":"Process payments via the ACH (Automated Clearing House) network.","payment_rail:fednow":"Process instant payments via the FedNow network.","payment_rail:rtp":"Process real-time payments via the RTP network.","payment_record:read:org":"View payment transaction history and records for your organization.","payment_record:write:org":"Record payments against invoices and manage their status, including marking payments as succeeded, cancelling, or moving them into processing.","product:read:org":"View the product and service catalog used for invoicing within your organization.","product:write:org":"Add and update products and services in your organization's invoicing catalog.","profile":"","role:read:org":"View user roles and their associated permissions within your organization.","role:write:org":"Create and update user roles and permission sets within your organization.","transfer:write:org":"Create and submit money transfers within your organization.","underwriting:account:read":"View underwriting accounts and their account event history.","underwriting:account:write":"Open maintenance reviews on underwriting accounts and close underwriting accounts.","underwriting:application:approval:escalation":"Provide a senior-level escalation approval on underwriting applications that require additional review.","underwriting:application:approval:secondary":"Provide a second-level approval on underwriting applications as part of a multi-step review process.","underwriting:application:read":"View underwriting applications, including sensitive business details and personally identifiable information.","underwriting:application:write":"Edit, approve, and manage underwriting applications and decisions, and attach supporting documents.","user_profile:write:all":"Update profile information for any user across all organizations. This is a high-privilege permission typically reserved for platform administrators.","user_profile:write:self":"Update your own user profile, including your name, contact information, and preferences.","user:read:org":"View user accounts and their details within your organization.","user:read:self":"Read access to the user's own record and the name/email of their direct reports.","user:write:all":"Create and manage user accounts across multiple organizations. This is a high-privilege permission typically reserved for platform administrators.","user:write:org":"Create, update, and manage user accounts within your organization."}}},"scopes":["bank_account_application:write:org"],"schemeName":"APPToken"}}},"servers":{"7b5b0426-3f9b-4003-9434-e3ef4261b133":{"url":"https://api.sandbox.tesouro.com/embedded-banking/v1","description":"Sandbox"}},"processedSecurityOptions":[{"schemes":[{"scheme":{"type":"oauth2","description":"Application (M2M) OAuth2 access token (client credentials).","flows":{"clientCredentials":{"tokenUrl":"/connect/token","scopes":{"acceptor:application:read":"View merchant boarding applications, including business and ownership details. Contains sensitive personally identifiable information.","acceptor:application:secondaryapproval":"Provide a secondary approval on merchant boarding and underwriting applications as part of a multi-step review.","acceptor:application:write":"Edit, approve, and manage merchant boarding and underwriting applications, and attach supporting documents.","accounting_config:read:org":"View ledger accounts, tax rates, cost centers, tags, and projects configured for your organization.","accounting_config:write:org":"Create and update ledger accounts, tax rates, cost centers, tags, and projects for your organization.","acquiring:report:read":"View transaction and settlement reports for your acquiring activity.","approval_policy:read:org":"View approval workflows and spending policies configured for your organization.","approval_policy:write:org":"Create and update approval workflows and spending policies for your organization.","approval_request:create:org":"Submit items for approval within your organization's approval workflows.","approval_request:delete:org":"Delete approval requests within your organization.","approval_request:read:org":"View pending and completed approval requests across your organization.","approval_request:update:org":"Edit and update existing approval requests within your organization.","authorization_control:read:org":"Read access to authorization control at the organization level.","authorization_control:write:org":"Write access to authorization control at the organization level.","bank_account_application:read:org":"View submitted applications to open bank accounts within your organization.","bank_account_application:write:org":"Submit and manage applications to open new bank accounts within your organization.","bank_account:read:org":"View bank account details and balances within your organization.","bank_account:write:org":"Create, update, and close bank accounts within your organization.","beneficial_owner:read:org":"View beneficial ownership information, including individuals' ownership stakes and identifying details.","check_deposit:write:org":"Deposit checks into bank accounts within your organization by submitting the check details for processing.","comment:read:org":"View comments and notes added to financial records across your organization.","comment:write:org":"Add and manage comments and notes on financial records across your organization.","counterpart:read:org":"View the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","counterpart:write:org":"Add and update the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","credit_card:activate:org":"Activate newly issued credit cards for use within your organization.","credit_card_application:read:org":"View credit card applications submitted within your organization.","credit_card_application:write:org":"Submit and manage credit card applications within your organization.","credit_card:issue:org":"Issue new credit cards for cardholders in your organization.","credit_card:read:org":"View credit card details and status for cards in your organization.","debit_card:activate:org":"Activate newly issued debit cards for use within your organization.","debit_card:close:org":"Permanently close debit cards in your organization.","debit_card:issue:org":"Issue new debit cards for cardholders in your organization.","debit_card:lock:org":"Lock or unlock debit cards in your organization.","debit_card:read:org":"View debit card details and status for cards in your organization.","developer_portal":"Access the Tesouro Developer Portal to view API documentation and manage developer resources.","dispute:read":"View payment disputes and any supporting documents attached to them.","dispute:write":"Accept or challenge payment disputes by uploading and submitting supporting evidence.","email":"","expense:approve:org":"Review and approve or reject expense reports submitted across your organization.","expense:read:org":"View expense reports and submissions across your organization.","expense:read:self":"View your own expense submissions and reports.","expense:write:org":"Create and update expense submissions across your organization.","expense:write:self":"Submit and update your own expense reports.","export:read:org":"View and download previously generated data exports for your organization.","export:write:org":"Generate and manage data exports for your organization.","external_bank_account:micro_deposit:org":"Initiate micro-deposit verification to confirm ownership of external bank accounts linked to your organization.","external_bank_account:read:org":"View external bank accounts that have been linked to your organization.","external_bank_account:set_verification:org":"Manually set the verification status of linked external bank accounts, bypassing the standard verification process.","external_bank_account:write:org":"Add, update, or remove external bank accounts linked to your organization.","instant_payment_limit:write:org":"Set instant payment limits and limit exposure alerts for your bank and the organizations and bank accounts beneath it.","invoice:read:org":"View invoices issued and received across your organization.","invoice:write:org":"Create, edit, and manage invoices across your organization.","mailbox:read:org":"View the email mailboxes configured to automatically capture incoming invoices as payables and collect expense receipts for your organization.","mailbox:write:org":"Configure email mailboxes that automatically capture incoming invoices as payables and collect expense receipts for your organization.","notification:subscription:read":"View active webhook and event notification subscriptions and their configurations.","notification:subscription:write":"Create, update, and delete webhook and event notification subscriptions.","ocr_task:read:org":"View the results and status of automated receipt and invoice scanning tasks.","ocr_task:write:org":"Submit and manage automated receipt and invoice scanning tasks for your organization.","offline_access":"","oidc:app:manage":"Add, edit, and remove access to OIDC applications and their scopes.","oidc:app:read":"Read only access to the OIDC applications and their scopes","oidc:app:write":"Add and edit - but not remove - access to OIDC applications and their scopes","openid":"","organization:read:org":"View your organization's profile and general details.","organization_settings:read:org":"View configuration settings for your organization.","organization_settings:write:org":"Update configuration settings for your organization.","organization:write:org":"Update your organization's profile and general details.","org:write:all":"Enable or disable organizations on the platform. This is a high-privilege permission typically reserved for platform administrators.","partner_portal":"Access the Tesouro Partner Portal to manage your partnership settings and sub-merchant configurations.","payable:approve:org":"Review and approve bills and accounts payable before they are paid.","payable:pay:org":"Authorize and submit payments for approved bills and accounts payable.","payable:read:org":"View bills and accounts payable across your organization.","payable:write:org":"Create and update bills and accounts payable across your organization.","payment:collect:org":"Collect payments for your organization by depositing them and recording them against the invoices they pay.","payment_link:write":"Generate and manage shareable payment links to collect payments from customers.","payment_processing":"","payment_rail:ach":"Process payments via the ACH (Automated Clearing House) network.","payment_rail:fednow":"Process instant payments via the FedNow network.","payment_rail:rtp":"Process real-time payments via the RTP network.","payment_record:read:org":"View payment transaction history and records for your organization.","payment_record:write:org":"Record payments against invoices and manage their status, including marking payments as succeeded, cancelling, or moving them into processing.","product:read:org":"View the product and service catalog used for invoicing within your organization.","product:write:org":"Add and update products and services in your organization's invoicing catalog.","profile":"","role:read:org":"View user roles and their associated permissions within your organization.","role:write:org":"Create and update user roles and permission sets within your organization.","transfer:write:org":"Create and submit money transfers within your organization.","underwriting:account:read":"View underwriting accounts and their account event history.","underwriting:account:write":"Open maintenance reviews on underwriting accounts and close underwriting accounts.","underwriting:application:approval:escalation":"Provide a senior-level escalation approval on underwriting applications that require additional review.","underwriting:application:approval:secondary":"Provide a second-level approval on underwriting applications as part of a multi-step review process.","underwriting:application:read":"View underwriting applications, including sensitive business details and personally identifiable information.","underwriting:application:write":"Edit, approve, and manage underwriting applications and decisions, and attach supporting documents.","user_profile:write:all":"Update profile information for any user across all organizations. This is a high-privilege permission typically reserved for platform administrators.","user_profile:write:self":"Update your own user profile, including your name, contact information, and preferences.","user:read:org":"View user accounts and their details within your organization.","user:read:self":"Read access to the user's own record and the name/email of their direct reports.","user:write:all":"Create and manage user accounts across multiple organizations. This is a high-privilege permission typically reserved for platform administrators.","user:write:org":"Create, update, and manage user accounts within your organization."}}},"scopes":["bank_account_application:write:org"],"schemeName":"APPToken"},"schema":{"title":"OAuth2 Auth","type":"string","isRequired":true,"description":"Application (M2M) OAuth2 access token (client credentials).","format":"bearer","typeLabel":"string\u003cbearer>","deprecated":false},"schemeName":"APPToken","name":"Authorization"}],"title":"APPToken"}]},"originalFileLocation":".tooling/schemas/rest/tags/product-embedded-banking.json"},"subdomain":"tesouro-dc896113","siteName":"Tesouro","title":"Submit application - Tesouro","navMaps":{"firstHrefInVersion":{},"firstHrefInLanguage":{}},"lastModified":"2026-10-22T14:23:17.960Z","originalFileLocation":"api-reference/applications/submit-application.mdx"},"headHtml":"\u003cscript data-mint-head>(function(){var d=document.documentElement,p=null;if(!p){try{p=localStorage.getItem(\"isDarkMode\")}catch(e){}if(p==='true')p='dark';else if(p==='false')p='light';if(p!=='light'\u0026\u0026p!=='dark'\u0026\u0026p!=='system')p=\"system\"}var r=p==='system'?(matchMedia(\"(prefers-color-scheme: dark)\").matches?'dark':'light'):p;d.classList.remove(r==='dark'?'light':'dark');d.classList.add(r);d.setAttribute(\"data-theme-preference\",p)})();\u003c/script>\u003cmeta data-mint-head name=\"description\" content=\"Processes an application for an embedded bank account. This triggers KYC/KYB verification. 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