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Every acceptance writes an immutable record, and every platform-delivered notification, such as acceptance-required prompts and reminders, writes a delivery record. Records are never edited or deleted. Superseded acceptances remain in history beneath the current status. For notice-only updates, where the bank delivers notice through its own channels, the bank retains its own delivery evidence.
Illustrative acceptance record
This shape is illustrative. See the API reference for the current schema.

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Questions the records answer

  • Is the entity bound to version N, and who bound it?
  • Did this signer acknowledge the terms they operate under?
  • Did this individual consent to electronic delivery?
  • When was notice of the change delivered, and to whom?

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Bank visibility

Bank back-office staff can view acceptance status per business and per user in the partner portal. This includes grace-period countdowns, restricted accounts, and businesses with no active Authorized Signer. They can also export acceptance evidence for examinations.