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POST
Creates a FedNow (Federal Reserve instant payment) money movement.

Authorizations

Authorization
string
header
required

Application (M2M) OAuth2 access token (client credentials).

Body

Request model for initiating a FedNow (FedNow Service) money movement.

amount
required

Amount to transfer. Must be greater than 0.

fromBankAccountId
string<uuid>
required

Source bank account identifier.

toBankAccountId
string<uuid>
required

Destination bank account identifier.

currencyCode
string
default:USD

ISO 4217 alphabetic currency code (e.g. USD). Defaults to USD when omitted. Determines the minor unit precision of long FedNowMoneyMovementRequest.Amount.

idempotencyKey
null | string

Optional idempotency key for preventing duplicate transfers. Maximum length: 256 characters.

memo
null | string

Optional payment memo or description.

Response

Money movement created successfully.

Response model for a money movement operation.

id
string<uuid>
required

Unique money movement identifier.

amount
object
required

Money movement amount.

date
string<date>
required

Money movement date.

fromBankAccount
object
required

Source bank account information.

network
enum<string>
required

Payment network: BOOK, ACH, RTP, or FED_NOW.

Available options:
BOOK,
ACH,
RTP,
FED_NOW
status
enum<string>
required

Money movement status.

Available options:
PENDING,
COMPLETED,
FAILED
toBankAccount
object
required

Destination bank account information.