ENUM
The different types of payment transactions.
Values
A request to the cardholder’s issuing bank to confirm that the account is active and has enough
credit or funds to make the transaction. If approved, the requested amount is put on hold in the
cardholder’s account.
A request to adjust the amount of a previously approved authorization before it is captured.
A request to initiate the flow of funds from the cardholder’s issuing bank account to your
merchant account. Follows an approved authorization.
A request to initiate the flow of funds from the customer’s bank account to your merchant account.
A request to send money back to the cardholder’s account who has returned a purchase or no longer
wants to receive services.
A request to cancel a previous transaction request. Authorization reversals notify the
cardholder’s issuer that all or part of a transaction has been canceled and that the authorization
hold should be released.
Performs address and card security code checks on a cardholder’s account to ensure it is in good
standing, without actually charging an amount to the card.
A request to the cardholder’s issuing bank to confirm that the account is active and capable of
completing the refund transaction.
Validates a bank account to ensure that the account belongs to the person or entity that claims to
own it.