One daily limit shared by RTP and FedNow, readable by anyone who can read the bank account. When no limit resolves, effectiveLimit, source and remaining are absent.
Token types: APP, USER | Required scopes:bank_account:read:org
Where the Effective Limit comes from. Absent when no limit resolves.
Available options:
ACCOUNT_OVERRIDE,
VSP_DEFAULT,
PLATFORM_DEFAULT
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account","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /external-bank-accounts","href":"/api-reference/external-bank-accounts/connect-external-account"},{"title":"Get external account","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /external-bank-accounts/{id}","href":"/api-reference/external-bank-accounts/get-external-account"},{"title":"Update external account","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json patch /external-bank-accounts/{id}","href":"/api-reference/external-bank-accounts/update-external-account"},{"title":"Unlink external account","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json delete /external-bank-accounts/{id}","href":"/api-reference/external-bank-accounts/unlink-external-account"},{"title":"List external access","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /external-bank-accounts/{id}/access","href":"/api-reference/external-bank-accounts/list-external-access"},{"title":"Grant external access","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /external-bank-accounts/{id}/access","href":"/api-reference/external-bank-accounts/grant-external-access"},{"title":"Revoke external access","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json delete /external-bank-accounts/{id}/access/{userId}","href":"/api-reference/external-bank-accounts/revoke-external-access"},{"title":"Start verification","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /external-bank-accounts/{id}/link","href":"/api-reference/external-bank-accounts/start-verification"},{"title":"Verify micro-deposits","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /external-bank-accounts/{id}/validate","href":"/api-reference/external-bank-accounts/verify-micro-deposits"}]}]},{"group":"Payments and Transfers","pages":[{"group":"Money Movement","expanded":false,"pages":[{"title":"Create ACH transfer","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /money-movements/ach","href":"/api-reference/money-movement/create-ach-transfer"},{"title":"Create book transfer","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /money-movements/book","href":"/api-reference/money-movement/create-book-transfer"},{"title":"Create FedNow transfer","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /money-movements/fednow","href":"/api-reference/money-movement/create-fednow-transfer"},{"title":"Create RTP transfer","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /money-movements/rtp","href":"/api-reference/money-movement/create-rtp-transfer"}]},{"group":"Checks","expanded":false,"pages":[{"title":"Submit check deposit","description":"Records a remote check deposit. The deposit appears immediately as a pending credit on the\naccount's transaction list and stays pending: there is no clearing step. When an invoice is\nsupplied, the payment is recorded against it as part of the same unit of work, so a rejected\npayment leaves no deposit behind.\n\n**Token types:** USER | **Accepted scopes (any of):** `check_deposit:write:org`, `payment:collect:org`","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /bank-accounts/{id}/check-deposits","href":"/api-reference/checks/submit-check-deposit"}]},{"group":"Instant Payment Limits","expanded":false,"pages":[{"title":"Get bank account limit","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /bank-accounts/{id}/instant-payment-limit","href":"/api-reference/instant-payment-limits/get-bank-account-limit"},{"title":"Set account override","description":"Gives one bank account its own daily limit in place of its default, above or below it, from its next payment; zero stops Instant Payments. The bank account must be at the caller's Bank. Each change is recorded in the limit-change history.\n\n**Token types:** USER | **Required scopes:** `instant_payment_limit:write:org`","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json put /bank-accounts/{id}/instant-payment-limit/override","href":"/api-reference/instant-payment-limits/set-account-override"},{"title":"Reset account override","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json delete /bank-accounts/{id}/instant-payment-limit/override","href":"/api-reference/instant-payment-limits/reset-account-override"},{"title":"List exposure alerts","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /instant-payment-limits/alerts","href":"/api-reference/instant-payment-limits/list-exposure-alerts"},{"title":"List bank account limits","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /instant-payment-limits/bank-accounts","href":"/api-reference/instant-payment-limits/list-bank-account-limits"},{"title":"List limit checks","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /instant-payment-limits/checks","href":"/api-reference/instant-payment-limits/list-limit-checks"},{"title":"Get limit history","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /instant-payment-limits/history","href":"/api-reference/instant-payment-limits/get-limit-history"},{"title":"Get limit summary","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /instant-payment-limits/summary","href":"/api-reference/instant-payment-limits/get-limit-summary"},{"title":"Get exposure settings","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /organizations/{bankOrganizationId}/instant-payment-exposure-settings","href":"/api-reference/instant-payment-limits/get-exposure-settings"},{"title":"Set exposure settings","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json put /organizations/{bankOrganizationId}/instant-payment-exposure-settings","href":"/api-reference/instant-payment-limits/set-exposure-settings"},{"title":"Get organization limit","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /organizations/{organizationId}/instant-payment-limit","href":"/api-reference/instant-payment-limits/get-organization-limit"},{"title":"Set organization limit","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json put /organizations/{organizationId}/instant-payment-limit","href":"/api-reference/instant-payment-limits/set-organization-limit"},{"title":"Reset organization limit","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json delete /organizations/{organizationId}/instant-payment-limit","href":"/api-reference/instant-payment-limits/reset-organization-limit"},{"title":"Preview limit change","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /organizations/{bankOrganizationId}/instant-payment-limit-preview","href":"/api-reference/instant-payment-limits/preview-limit-change"}]},{"group":"Instant Payment Eligibility","expanded":false,"pages":[{"title":"Get payment eligibility","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /instant-payment-eligibility/{routingNumber}","href":"/api-reference/instant-payment-eligibility/get-payment-eligibility"}]}]},{"group":"Cards","pages":[{"group":"Debit Cards","expanded":false,"pages":[{"title":"Create debit card","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /debit-cards","href":"/api-reference/debit-cards/create-debit-card"},{"title":"List debit cards","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /debit-cards","href":"/api-reference/debit-cards/list-debit-cards"},{"title":"Get debit card","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /debit-cards/{id}","href":"/api-reference/debit-cards/get-debit-card"},{"title":"Update debit card","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json patch /debit-cards/{id}","href":"/api-reference/debit-cards/update-debit-card"},{"title":"Get debit card credentials","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /debit-cards/{id}/credentials","href":"/api-reference/debit-cards/get-debit-card-credentials"},{"title":"List debit card transactions","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /debit-cards/{id}/transactions","href":"/api-reference/debit-cards/list-debit-card-transactions"},{"title":"Verify debit card","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /debit-cards/{id}/verify","href":"/api-reference/debit-cards/verify-debit-card"},{"title":"Activate debit card","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /debit-cards/{id}/activate","href":"/api-reference/debit-cards/activate-debit-card"},{"title":"Set debit card lock status","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /debit-cards/{id}/lock-status","href":"/api-reference/debit-cards/set-debit-card-lock-status"},{"title":"Close debit card","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /debit-cards/{id}/close","href":"/api-reference/debit-cards/close-debit-card"},{"title":"Manage card access","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /debit-cards/access","href":"/api-reference/debit-cards/manage-card-access"},{"title":"Get card spend summary","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /debit-cards/spend-summary","href":"/api-reference/debit-cards/get-card-spend-summary"}]},{"group":"Authorization Controls","expanded":false,"pages":[{"title":"List MCC groups","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /authorization-controls/merchant-category-groups","href":"/api-reference/authorization-controls/list-mcc-groups"},{"title":"Create MCC group","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /authorization-controls/merchant-category-groups","href":"/api-reference/authorization-controls/create-mcc-group"},{"title":"Get MCC group","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /authorization-controls/merchant-category-groups/{id}","href":"/api-reference/authorization-controls/get-mcc-group"},{"title":"Update MCC group","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json put /authorization-controls/merchant-category-groups/{id}","href":"/api-reference/authorization-controls/update-mcc-group"},{"title":"Create velocity control","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json post /authorization-controls/velocity-controls","href":"/api-reference/authorization-controls/create-velocity-control"},{"title":"List velocity controls","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /authorization-controls/velocity-controls","href":"/api-reference/authorization-controls/list-velocity-controls"},{"title":"Get velocity control","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /authorization-controls/velocity-controls/{id}","href":"/api-reference/authorization-controls/get-velocity-control"},{"title":"Update velocity control","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json put /authorization-controls/velocity-controls/{id}","href":"/api-reference/authorization-controls/update-velocity-control"}]}]},{"group":"User Management","pages":[{"group":"Users","expanded":false,"pages":[{"title":"List users","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /users","href":"/api-reference/users/list-users"},{"title":"Create user","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users","href":"/api-reference/users/create-user"},{"title":"Accept invitation","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/invitation","href":"/api-reference/users/accept-invitation"},{"title":"Get current user","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /users/me","href":"/api-reference/users/get-current-user"},{"title":"Reset password","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/password-reset","href":"/api-reference/users/reset-password"},{"title":"Request password reset","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/password-reset-request","href":"/api-reference/users/request-password-reset"},{"title":"Get user","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /users/{id}","href":"/api-reference/users/get-user"},{"title":"Update user","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json patch /users/{id}","href":"/api-reference/users/update-user"},{"title":"Disable user","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/{userId}/disable","href":"/api-reference/users/disable-user"},{"title":"Enable user","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/{userId}/enable","href":"/api-reference/users/enable-user"},{"title":"Accept with disclosures","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/{userId}/invitation-acceptance","href":"/api-reference/users/accept-with-disclosures"},{"title":"Resend invitation","deprecated":null,"version":null,"tag":"Beta","openapi":"/.tooling/schemas/rest/tags/product-finops.json post /users/{userId}/resend-invitation","href":"/api-reference/users/resend-invitation"}]},{"group":"Roles","expanded":false,"pages":[{"title":"List roles","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /roles","href":"/api-reference/roles/list-roles"},{"title":"Create role","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /roles","href":"/api-reference/roles/create-role"},{"title":"Get role","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /roles/{roleId}","href":"/api-reference/roles/get-role"},{"title":"Update role","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json patch /roles/{roleId}","href":"/api-reference/roles/update-role"},{"title":"Deactivate role","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json delete /roles/{roleId}","href":"/api-reference/roles/deactivate-role"},{"title":"List role members","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /roles/{roleId}/members","href":"/api-reference/roles/list-role-members"},{"title":"Bulk update role members","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /roles/{roleId}/members","href":"/api-reference/roles/bulk-update-role-members"},{"title":"List role permissions","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /roles/{roleId}/permissions","href":"/api-reference/roles/list-role-permissions"},{"title":"Update role permissions","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /roles/{roleId}/permissions","href":"/api-reference/roles/update-role-permissions"}]},{"group":"Locations","expanded":false,"pages":[{"title":"List locations","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /locations","href":"/api-reference/locations/list-locations"},{"title":"Create location","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /locations","href":"/api-reference/locations/create-location"},{"title":"Get location","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /locations/{locationId}","href":"/api-reference/locations/get-location"},{"title":"Update location","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json put /locations/{locationId}","href":"/api-reference/locations/update-location"},{"title":"Deactivate location","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json delete /locations/{locationId}","href":"/api-reference/locations/deactivate-location"},{"title":"Update members","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /locations/{locationId}/members","href":"/api-reference/locations/update-members"},{"title":"Add member","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json put /locations/{locationId}/members/{userId}","href":"/api-reference/locations/add-member"},{"title":"Remove member","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json delete /locations/{locationId}/members/{userId}","href":"/api-reference/locations/remove-member"}]},{"group":"Departments","expanded":false,"pages":[{"title":"List departments","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /departments","href":"/api-reference/departments/list-departments"},{"title":"Create department","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /departments","href":"/api-reference/departments/create-department"},{"title":"Get department","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /departments/{departmentId}","href":"/api-reference/departments/get-department"},{"title":"Update department","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json put /departments/{departmentId}","href":"/api-reference/departments/update-department"},{"title":"Deactivate department","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json delete /departments/{departmentId}","href":"/api-reference/departments/deactivate-department"},{"title":"Update members","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /departments/{departmentId}/members","href":"/api-reference/departments/update-members"},{"title":"Add member","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json put /departments/{departmentId}/members/{userId}","href":"/api-reference/departments/add-member"},{"title":"Remove member","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json delete /departments/{departmentId}/members/{userId}","href":"/api-reference/departments/remove-member"}]}]},{"group":"Organization \u0026 access","pages":[{"group":"Organization Summary","expanded":false,"pages":[{"title":"Get organization summary","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-embedded-banking.json get /organization/summary","href":"/api-reference/organization-summary/get-organization-summary"}]},{"group":"Organizations","expanded":false,"pages":[{"title":"List organizations","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /organizations","href":"/api-reference/organizations/list-organizations"},{"title":"Create organization","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /organizations","href":"/api-reference/organizations/create-organization"},{"title":"List visible organization IDs","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /organizations/visible-ids","href":"/api-reference/organizations/list-visible-organization-ids"},{"title":"Get organization","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /organizations/{organizationId}","href":"/api-reference/organizations/get-organization"},{"title":"Update organization","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json patch /organizations/{organizationId}","href":"/api-reference/organizations/update-organization"},{"title":"Disable organization","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /organizations/{organizationId}/disable","href":"/api-reference/organizations/disable-organization"},{"title":"Disable all applications","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /organizations/{organizationId}/disable-applications","href":"/api-reference/organizations/disable-all-applications"},{"title":"List disabled payment rails","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /organizations/{organizationId}/disabled-payment-rails","href":"/api-reference/organizations/list-disabled-payment-rails"},{"title":"Update payment rail status","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json patch /organizations/{organizationId}/disabled-payment-rails","href":"/api-reference/organizations/update-payment-rail-status"},{"title":"Enable organization","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /organizations/{organizationId}/enable","href":"/api-reference/organizations/enable-organization"},{"title":"Enable all applications","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json post /organizations/{organizationId}/enable-applications","href":"/api-reference/organizations/enable-all-applications"},{"title":"Get logo","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get /organizations/{organizationId}/logo","href":"/api-reference/organizations/get-logo"},{"title":"Upload logo","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json put /organizations/{organizationId}/logo","href":"/api-reference/organizations/upload-logo"},{"title":"Delete logo","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json delete /organizations/{organizationId}/logo","href":"/api-reference/organizations/delete-logo"},{"title":"List applications","deprecated":null,"version":null,"openapi":"/.tooling/schemas/rest/tags/product-finops.json get 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