Replaces the caller’s Bank’s Exposure Threshold, Alert Levels, and alert recipients. The threshold only alerts: crossing it never blocks a payment or a limit change. Each change is recorded in the limit-change history.
Token types: USER | Required scopes:instant_payment_limit:write:org
When the Bank's Limit Day resets. A Bank Tesouro has not configured resets at 00:00 America/New_York. Absent while
the Bank's Limit Day settings cannot be read, when its Instant Payments are refused.
The Exposure Threshold. Absent until the Bank sets one; without it no alert is sent.
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Null when the endpoint validates no application questions.","uniqueKey":"questionErrors.oneOf.1","typeLabel":"object[]"}],"uniqueKey":"questionErrors","typeLabel":"null | object[]"},"requirementsVersion":{"oneOf":[{"type":"null","description":"The application requirements version the request was validated against. Null when none applies.","uniqueKey":"requirementsVersion.oneOf.0","typeLabel":"null"},{"type":"string","description":"The application requirements version the request was validated against. Null when none applies.","uniqueKey":"requirementsVersion.oneOf.1","typeLabel":"string"}],"uniqueKey":"requirementsVersion","typeLabel":"null | string"},"status":{"oneOf":[{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"null","format":"int32","uniqueKey":"status.oneOf.0","typeLabel":"null"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"integer","format":"int32","uniqueKey":"status.oneOf.1","typeLabel":"integer\u003cint32>"},{"pattern":"^-?(?:0|[1-9]\\d*)$","type":"string","format":"int32","uniqueKey":"status.oneOf.2","typeLabel":"string\u003cint32>"}],"uniqueKey":"status","typeLabel":"null | integer\u003cint32> | string\u003cint32>"},"title":{"oneOf":[{"type":"null","uniqueKey":"title.oneOf.0","typeLabel":"null"},{"type":"string","uniqueKey":"title.oneOf.1","typeLabel":"string"}],"uniqueKey":"title","typeLabel":"null | 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field.","uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"detail":"\u003cstring>","errorCode":"\u003cstring>","instance":"\u003cstring>","status":123,"title":"\u003cstring>","type":"\u003cstring>"}}},"exampleType":"generated"}},"exampleType":"generated"}},"security":{"5ff63e88-b25c-44a8-9606-6c3c8de13de8":{"USERToken":{"type":"oauth2","description":"User OAuth2 access token (authorization code with PKCE).","flows":{"authorizationCode":{"authorizationUrl":"/connect/authorize","tokenUrl":"/connect/token","scopes":{"acceptor:application:read":"View merchant boarding applications, including business and ownership details. Contains sensitive personally identifiable information.","acceptor:application:secondaryapproval":"Provide a secondary approval on merchant boarding and underwriting applications as part of a multi-step review.","acceptor:application:write":"Edit, approve, and manage merchant boarding and underwriting applications, and attach supporting documents.","accounting_config:read:org":"View ledger accounts, tax rates, cost centers, tags, and projects configured for your organization.","accounting_config:write:org":"Create and update ledger accounts, tax rates, cost centers, tags, and projects for your organization.","acquiring:report:read":"View transaction and settlement reports for your acquiring activity.","approval_policy:read:org":"View approval workflows and spending policies configured for your organization.","approval_policy:write:org":"Create and update approval workflows and spending policies for your organization.","approval_request:create:org":"Submit items for approval within your organization's approval workflows.","approval_request:delete:org":"Delete approval requests within your organization.","approval_request:read:org":"View pending and completed approval requests across your organization.","approval_request:update:org":"Edit and update existing approval requests within your organization.","authorization_control:read:org":"Read access to authorization control at the organization level.","authorization_control:write:org":"Write access to authorization control at the organization level.","bank_account_application:read:org":"View submitted applications to open bank accounts within your organization.","bank_account_application:write:org":"Submit and manage applications to open new bank accounts within your organization.","bank_account:read:org":"View bank account details and balances within your organization.","bank_account:write:org":"Create, update, and close bank accounts within your organization.","beneficial_owner:read:org":"View beneficial ownership information, including individuals' ownership stakes and identifying details.","check_deposit:write:org":"Deposit checks into bank accounts within your organization by submitting the check details for processing.","comment:read:org":"View comments and notes added to financial records across your organization.","comment:write:org":"Add and manage comments and notes on financial records across your organization.","counterpart:read:org":"View the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","counterpart:write:org":"Add and update the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","credit_card:activate:org":"Activate newly issued credit cards for use within your organization.","credit_card_application:read:org":"View credit card applications submitted within your organization.","credit_card_application:write:org":"Submit and manage credit card applications within your organization.","credit_card:issue:org":"Issue new credit cards for cardholders in your organization.","credit_card:read:org":"View credit card details and status for cards in your organization.","debit_card:activate:org":"Activate newly issued debit cards for use within your organization.","debit_card:close:org":"Permanently close debit cards in your organization.","debit_card:issue:org":"Issue new debit cards for cardholders in your organization.","debit_card:lock:org":"Lock or unlock debit cards in your organization.","debit_card:read:org":"View debit card details and status for cards in your organization.","developer_portal":"Access the Tesouro Developer Portal to view API documentation and manage developer resources.","dispute:read":"View payment disputes and any supporting documents attached to them.","dispute:write":"Accept or challenge payment disputes by uploading and submitting supporting evidence.","email":"","expense:approve:org":"Review and approve or reject expense reports submitted across your organization.","expense:pay:org":"Mark expense reimbursements as paid across your organization.","expense:read:org":"View expense reports and submissions across your organization.","expense:read:self":"View your own expense submissions and reports.","expense:write:org":"Create and update expense submissions across your organization.","expense:write:self":"Submit and update your own expense reports.","export:read:org":"View and download previously generated data exports for your organization.","export:read:self":"View and download the data exports you generated.","export:write:org":"Generate and manage data exports for your organization.","external_bank_account:micro_deposit:org":"Initiate micro-deposit verification to confirm ownership of external bank accounts linked to your organization.","external_bank_account:read:org":"View external bank accounts that have been linked to your organization.","external_bank_account:set_verification:org":"Manually set the verification status of linked external bank accounts, bypassing the standard verification process.","external_bank_account:write:org":"Add, update, or remove external bank accounts linked to your organization.","instant_payment_limit:write:org":"Set instant payment limits and limit exposure alerts for your bank and the organizations and bank accounts beneath it.","invoice:read:org":"View invoices issued and received across your organization.","invoice:write:org":"Create, edit, and manage invoices across your organization.","mailbox:read:org":"View the email mailboxes configured to automatically capture incoming invoices as payables and collect expense receipts for your organization.","mailbox:write:org":"Configure email mailboxes that automatically capture incoming invoices as payables and collect expense receipts for your organization.","notification:subscription:read":"View active webhook and event notification subscriptions and their configurations.","notification:subscription:write":"Create, update, and delete webhook and event notification subscriptions.","ocr_task:read:org":"View the results and status of automated receipt and invoice scanning tasks.","ocr_task:write:org":"Submit and manage automated receipt and invoice scanning tasks for your organization.","offline_access":"","oidc:app:manage":"Add, edit, and remove access to OIDC applications and their scopes.","oidc:app:read":"Read only access to the OIDC applications and their scopes","oidc:app:write":"Add and edit - but not remove - access to OIDC applications and their scopes","openid":"","organization:read:org":"View your organization's profile and general details.","organization_settings:read:org":"View configuration settings for your organization.","organization_settings:write:org":"Update configuration settings for your organization.","organization:write:org":"Update your organization's profile and general details.","org:write:all":"Enable or disable organizations on the platform. This is a high-privilege permission typically reserved for platform administrators.","partner_portal":"Access the Tesouro Partner Portal to manage your partnership settings and sub-merchant configurations.","payable:approve:org":"Review and approve bills and accounts payable before they are paid.","payable:pay:org":"Authorize and submit payments for approved bills and accounts payable.","payable:read:org":"View bills and accounts payable across your organization.","payable:write:org":"Create and update bills and accounts payable across your organization.","payment:collect:org":"Collect payments for your organization by depositing them and recording them against the invoices they pay.","payment_link:write":"Generate and manage shareable payment links to collect payments from customers.","payment_processing":"","payment_rail:ach":"Process payments via the ACH (Automated Clearing House) network.","payment_rail:fednow":"Process instant payments via the FedNow network.","payment_rail:rtp":"Process real-time payments via the RTP network.","payment_record:read:org":"View payment transaction history and records for your organization.","payment_record:write:org":"Record payments against invoices and manage their status, including marking payments as succeeded, cancelling, or moving them into processing.","product:read:org":"View the product and service catalog used for invoicing within your organization.","product:write:org":"Add and update products and services in your organization's invoicing catalog.","profile":"","role:read:org":"View user roles and their associated permissions within your organization.","role:write:org":"Create and update user roles and permission sets within your organization.","transfer:write:org":"Create and submit money transfers within your organization.","underwriting:account:read":"View underwriting accounts and their account event history.","underwriting:account:write":"Open maintenance reviews on underwriting accounts and close underwriting accounts.","underwriting:application:approval:escalation":"Provide a senior-level escalation approval on underwriting applications that require additional review.","underwriting:application:approval:secondary":"Provide a second-level approval on underwriting applications as part of a multi-step review process.","underwriting:application:read":"View underwriting applications, including sensitive business details and personally identifiable information.","underwriting:application:write":"Edit, approve, and manage underwriting applications and decisions, and attach supporting documents.","user_profile:write:all":"Update profile information for any user across all organizations. This is a high-privilege permission typically reserved for platform administrators.","user_profile:write:self":"Update your own user profile, including your name, contact information, and preferences.","user:read:org":"View user accounts and their details within your organization.","user:read:self":"Read access to the user's own record and the name/email of their direct reports.","user:write:all":"Create and manage user accounts across multiple organizations. This is a high-privilege permission typically reserved for platform administrators.","user:write:org":"Create, update, and manage user accounts within your organization."}}},"scopes":["instant_payment_limit:write:org"],"schemeName":"USERToken"}}},"servers":{"ab339bf8-2518-4b49-9ff1-b451ea559e3d":{"url":"https://api.sandbox.tesouro.com/embedded-banking/v1","description":"Sandbox"}},"processedSecurityOptions":[{"schemes":[{"scheme":{"type":"oauth2","description":"User OAuth2 access token (authorization code with PKCE).","flows":{"authorizationCode":{"authorizationUrl":"/connect/authorize","tokenUrl":"/connect/token","scopes":{"acceptor:application:read":"View merchant boarding applications, including business and ownership details. Contains sensitive personally identifiable information.","acceptor:application:secondaryapproval":"Provide a secondary approval on merchant boarding and underwriting applications as part of a multi-step review.","acceptor:application:write":"Edit, approve, and manage merchant boarding and underwriting applications, and attach supporting documents.","accounting_config:read:org":"View ledger accounts, tax rates, cost centers, tags, and projects configured for your organization.","accounting_config:write:org":"Create and update ledger accounts, tax rates, cost centers, tags, and projects for your organization.","acquiring:report:read":"View transaction and settlement reports for your acquiring activity.","approval_policy:read:org":"View approval workflows and spending policies configured for your organization.","approval_policy:write:org":"Create and update approval workflows and spending policies for your organization.","approval_request:create:org":"Submit items for approval within your organization's approval workflows.","approval_request:delete:org":"Delete approval requests within your organization.","approval_request:read:org":"View pending and completed approval requests across your organization.","approval_request:update:org":"Edit and update existing approval requests within your organization.","authorization_control:read:org":"Read access to authorization control at the organization level.","authorization_control:write:org":"Write access to authorization control at the organization level.","bank_account_application:read:org":"View submitted applications to open bank accounts within your organization.","bank_account_application:write:org":"Submit and manage applications to open new bank accounts within your organization.","bank_account:read:org":"View bank account details and balances within your organization.","bank_account:write:org":"Create, update, and close bank accounts within your organization.","beneficial_owner:read:org":"View beneficial ownership information, including individuals' ownership stakes and identifying details.","check_deposit:write:org":"Deposit checks into bank accounts within your organization by submitting the check details for processing.","comment:read:org":"View comments and notes added to financial records across your organization.","comment:write:org":"Add and manage comments and notes on financial records across your organization.","counterpart:read:org":"View the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","counterpart:write:org":"Add and update the suppliers and clients your organization transacts with. Counterparts are required before creating invoices, quotes, and other financial documents.","credit_card:activate:org":"Activate newly issued credit cards for use within your organization.","credit_card_application:read:org":"View credit card applications submitted within your organization.","credit_card_application:write:org":"Submit and manage credit card applications within your organization.","credit_card:issue:org":"Issue new credit cards for cardholders in your organization.","credit_card:read:org":"View credit card details and status for cards in your organization.","debit_card:activate:org":"Activate newly issued debit cards for use within your organization.","debit_card:close:org":"Permanently close debit cards in your organization.","debit_card:issue:org":"Issue new debit cards for cardholders in your organization.","debit_card:lock:org":"Lock or unlock debit cards in your organization.","debit_card:read:org":"View debit card details and status for cards in your organization.","developer_portal":"Access the Tesouro Developer Portal to view API documentation and manage developer resources.","dispute:read":"View payment disputes and any supporting documents attached to them.","dispute:write":"Accept or challenge payment disputes by uploading and submitting supporting evidence.","email":"","expense:approve:org":"Review and approve or reject expense reports submitted across your organization.","expense:pay:org":"Mark expense reimbursements as paid across your organization.","expense:read:org":"View expense reports and submissions across your organization.","expense:read:self":"View your own expense submissions and reports.","expense:write:org":"Create and update expense submissions across your organization.","expense:write:self":"Submit and update your own expense reports.","export:read:org":"View and download previously generated data exports for your organization.","export:read:self":"View and download the data exports you generated.","export:write:org":"Generate and manage data exports for your organization.","external_bank_account:micro_deposit:org":"Initiate micro-deposit verification to confirm ownership of external bank accounts linked to your organization.","external_bank_account:read:org":"View external bank accounts that have been linked to your organization.","external_bank_account:set_verification:org":"Manually set the verification status of linked external bank accounts, bypassing the standard verification process.","external_bank_account:write:org":"Add, update, or remove external bank accounts linked to your organization.","instant_payment_limit:write:org":"Set instant payment limits and limit exposure alerts for your bank and the organizations and bank accounts beneath it.","invoice:read:org":"View invoices issued and received across your organization.","invoice:write:org":"Create, edit, and manage invoices across your organization.","mailbox:read:org":"View the email mailboxes configured to automatically capture incoming invoices as payables and collect expense receipts for your organization.","mailbox:write:org":"Configure email mailboxes that automatically capture incoming invoices as payables and collect expense receipts for your organization.","notification:subscription:read":"View active webhook and event notification subscriptions and their configurations.","notification:subscription:write":"Create, update, and delete webhook and event notification subscriptions.","ocr_task:read:org":"View the results and status of automated receipt and invoice scanning tasks.","ocr_task:write:org":"Submit and manage automated receipt and invoice scanning tasks for your organization.","offline_access":"","oidc:app:manage":"Add, edit, and remove access to OIDC applications and their scopes.","oidc:app:read":"Read only access to the OIDC applications and their scopes","oidc:app:write":"Add and edit - but not remove - access to OIDC applications and their scopes","openid":"","organization:read:org":"View your organization's profile and general details.","organization_settings:read:org":"View configuration settings for your organization.","organization_settings:write:org":"Update configuration settings for your organization.","organization:write:org":"Update your organization's profile and general details.","org:write:all":"Enable or disable organizations on the platform. This is a high-privilege permission typically reserved for platform administrators.","partner_portal":"Access the Tesouro Partner Portal to manage your partnership settings and sub-merchant configurations.","payable:approve:org":"Review and approve bills and accounts payable before they are paid.","payable:pay:org":"Authorize and submit payments for approved bills and accounts payable.","payable:read:org":"View bills and accounts payable across your organization.","payable:write:org":"Create and update bills and accounts payable across your organization.","payment:collect:org":"Collect payments for your organization by depositing them and recording them against the invoices they pay.","payment_link:write":"Generate and manage shareable payment links to collect payments from customers.","payment_processing":"","payment_rail:ach":"Process payments via the ACH (Automated Clearing House) network.","payment_rail:fednow":"Process instant payments via the FedNow network.","payment_rail:rtp":"Process real-time payments via the RTP network.","payment_record:read:org":"View payment transaction history and records for your organization.","payment_record:write:org":"Record payments against invoices and manage their status, including marking payments as succeeded, cancelling, or moving them into processing.","product:read:org":"View the product and service catalog used for invoicing within your organization.","product:write:org":"Add and update products and services in your organization's invoicing catalog.","profile":"","role:read:org":"View user roles and their associated permissions within your organization.","role:write:org":"Create and update user roles and permission sets within your organization.","transfer:write:org":"Create and submit money transfers within your organization.","underwriting:account:read":"View underwriting accounts and their account event history.","underwriting:account:write":"Open maintenance reviews on underwriting accounts and close underwriting accounts.","underwriting:application:approval:escalation":"Provide a senior-level escalation approval on underwriting applications that require additional review.","underwriting:application:approval:secondary":"Provide a second-level approval on underwriting applications as part of a multi-step review process.","underwriting:application:read":"View underwriting applications, including sensitive business details and personally identifiable information.","underwriting:application:write":"Edit, approve, and manage underwriting applications and decisions, and attach supporting documents.","user_profile:write:all":"Update profile information for any user across all organizations. 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