ACH notification of change (NOC) report

An itemized list of ACH notifications of change specifying customer bank accounts that contain inaccurate or outdated information, and the updated information that needs to be corrected before another payment can be sent from (or to) the account.

Field	Description
`ACCEPTOR_NAME`	A human readable description used to uniquely label the Acceptor. It is assigned during onboarding of the Acceptor and mapped to the Acceptor ID. Maximum of 255 characters. Other processors may refer to this as a Billing descriptor.
`ACCEPTOR_REFERENCE`	A unique identifier created and managed by the entity holding the direct relationship with the Acceptor, and assigned to the Acceptor with a one-to-one mapping to Tesouro’s Acceptor ID. Other processors may refer to this as Location ID, Store ID, Club ID, etc.
`ACCOUNT_NUMBER`	The original bank account number.
`ACCOUNT_NUMBER_UPDATED`	The updated bank account number.
`ACCOUNT_TYPE`	The type of bank account, either Checking or Savings, specified on the original transaction.
`ACCOUNT_TYPE_UPDATED`	The updated bank account type.
`ACTIVITY_DATE`	The date the notification of change was received by Tesouro.
`CHANGE_REASON`	A reader friendly description of the Change reason code.
`CHANGE_REASON_CODE`	A unique code signaling that information in a prior ACH entry needs updating.
`ID`	A unique, 36 character identifier created by Tesouro and assigned to the notification.
`ORGANIZATION_ID`	A unique 36 character identifier created by Tesouro, and assigned to the notification.
`PAYMENT_ID`	The unique 36 character identifier created by Tesouro, and used to identify the organization holding the relationship with Tesouro.
`ROUTING_NUMBER`	The original unique nine-digit number identifying the bank.
`ROUTING_NUMBER_UPDATED`	The updated routing number.
`TRANSACTION_ACTIVITY_DATE`	The date Tesouro recognized the transaction that triggered the notification of change. Formatted as YYY-MM-DD
`TRANSACTION_AMOUNT`	The amount of the transaction request sent to Tesouro.
`TRANSACTION_CURRENCY`	The currency specified on the transaction request, in ISO 4217 alpha currency code format.
`TRANSACTION_DATE_TIME`	The date and time that Tesouro received the transaction request, in UTC. Formatted as 2024-03-27T02:40:00Z
`TRANSACTION_ID`	The unique 36 character identifier Tesouro assigned to the transaction that triggered the notification of change.
`TRANSACTION_REFERENCE`	The unique identifier assigned to the transaction by the acceptor (or partner) and included in original transaction request sent to Tesouro.
`TRANSACTION_TYPE`	The type of transaction, either an ACH debit (sale) or ACH debit (refund).

Report availability

The report is generated daily by 10:00 AM ET, encrypted, and placed in the outbound directory of an SFTP location dedicated for your use. (This schedule can be configured to later cadences to suit your needs, e.g., a later time in the day, every other day, weekly, monthly, etc.) Reports expire and are removed from the SFTP location after 14 calendar days.

Report format

CSV file, following the RFC 4180 standard
File name: ach_nocs_{startdate:YYYYMMDD}-{endDate:YYYYMMDD}_{generationDate:YYYYMMDDThhmmss}.csv
Values are separated using commas.
Values containing commas are enclosed within double quotes.
Values containing double-quotes are escaped by two double quote preceding it.

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ACH notification of change (NOC) report

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