OBJECTIdentity information for an underwriting application, including applicant type, merchant category code, and tax identification details.
Fields sensitiveFields UnderwritingApplicationSensitiveFields
Sensitive fields that require special permissions to access. The full tax identification number for the underwriting application.
The type of the applicant (e.g., MERCHANT, SPONSORED_MERCHANT, etc.). Show Possible enum values
A biller that accepts payments for recurring services such as utilities, subscriptions, or invoices.
A standard merchant that accepts card-present or card-not-present payments for goods or services.
A seller operating under a marketplace or platform that routes payments on their behalf.
A merchant sponsored by a payment facilitator, operating under the facilitator’s master merchant account.
A supplier in a B2B payment relationship, typically receiving payments from buyer organizations.
A digital wallet provider that stores payment credentials and facilitates transactions on behalf of consumers.
Indicates the entity is a known trusted entity.
The merchant category code for the underwriting application.
The partner-supplied NAICS code classifying the applicant’s industry (e.g. “722511”). Free-form:
not validated against any NAICS vintage.
The partner-supplied description accompanying the NAICS code (e.g. “Full Service Restaurants”).
Free-form: not cross-checked against naicsCode.
The unique identifier used to identify the underwriting application.
underwritingRelationshipReference An optional field that the Transactor would pass to potentially identify multiple applications
that roll up to a broader relationship.
The address from where the applicant operates it business. This may or may not be different from the legal address. The first line of the address.
The second line of the address, if applicable.
The third line of the address, if applicable.
The ISO 3166-1 three-letter country code associated with the address. See CountryCode A set of specific numbers, and sometimes letters, that help postal services deliver mail.
The type of business, e.g., CORPORATION, LLC, SOLE_PROPRIETOR, etc. Show Possible enum values
A group organized for a common purpose, such as a trade association or professional organization, that is not operated for profit.
A business owned and operated by its members for mutual benefit, where profits are shared among members.
CORPORATION_NOT_FOR_PROFIT A nonprofit corporation organized for purposes other than generating profit, such as charitable, educational, or religious activities.
A privately held corporation whose shares are not publicly traded on a stock exchange.
A publicly traded corporation whose shares are listed and traded on a public stock exchange.
A government entity or agency at the federal, state, or local level.
A Limited Liability Company (LLC) providing liability protection to its members with pass-through taxation.
A Limited Liability Partnership (LLP) where partners have limited personal liability for business debts and obligations.
An entity type that does not fit any of the other defined categories.
A business structure where two or more individuals share ownership, profits, and liabilities.
A business owned and operated by a single individual with no legal distinction between the owner and the business.
A legal arrangement in which a trustee holds and manages assets on behalf of beneficiaries.
The descriptive name for the applicant that may be different from its legal entity name. Also
known as “Doing Business As” (DBA), “trade name”, “assumed name”, or “fictitious name”. This name
will appear on the cardholder’s statement.
isLegalAddressSameAsBusinessAddress Indicates whether the legal address is the same as the business address.
The registered legal address of the business entity. The first line of the address.
The second line of the address, if applicable.
The third line of the address, if applicable.
The ISO 3166-1 three-letter country code associated with the address. See CountryCode A set of specific numbers, and sometimes letters, that help postal services deliver mail.
The channel through which the applicant primarily accepts payments (e.g., RETAIL, MOTO, E_COMMERCE). Show Possible enum values
Card-not-present sales conducted online through a website or ecommerce platform.
Mail Order/Telephone Order sales, where card details are collected and keyed remotely.
Card-present sales conducted at a physical point of sale, such as a storefront or terminal.
The customer service telephone number for the business.
The names of the software providers used by the applicant.
The U.S. state or jurisdiction in which the legal entity was incorporated or formed (2-character
code).
taxIdentificationNumber TaxIdentificationNumberOutput
The tax identification number of the legal entity. The last 4 of the tax identification number.
type TaxIdentificationNumberType
The applicant’s website. If the applicant sells its products or services using ecommerce, then the
website URL is required.
