OBJECTFields informationRequestStatus
UnderwritingApplicationInformationRequestStatus!
required
The status of information requests for this application. Show Possible enum values
There are unfulfilled requests for information for this application
All requests for information have been fulfilled
There are no requests for information for this application
informationRequests
[UnderwritingInformationRequest!]!
required
Information requests for this application. The unique identifier for the application this information request belongs to.
The actor (user or app) who created this information request See Actor The date and time in UTC when this information request was created.
Detailed description of the information being requested.
The actor (user or app) who fulfilled this information request See Actor The date and time in UTC when this information request was fulfilled.
Attachment IDs if the response includes files.
Free text response when the request is fulfilled.
fulfillmentTypes
[UnderwritingInformationRequestFulfillmentType!]!
required
The unique identifier for the information request.
status
UnderwritingInformationRequestStatus!
required
Short title describing the information being requested.
type
UnderwritingInformationRequestType!
required
The date and time in UTC when this information request was last updated.
bankAccounts
[UnderwritingBankAccount!]
Bank account information. Optionally reveal sensitive fields for a specific bank account. The last 4 of the account number of the bank account.
The ID of the bank account.
The name on the bank account.
The routing number of the bank account.
sensitiveFields
BankAccountSensitiveFields
stakeholders
[StakeholderOutput!]!
required
Stakeholder information. Optionally reveal sensitive fields for a specific stakeholder. A unique UUID created by Tesouro and assigned to the stakeholder.
The approximate ownership of the acceptor that this owner holds. Formatted as a decimal, e.g., If the owners holds 30%, input as 0.30
sensitiveFields
StakeholderSensitiveFields
applicationEvents
ApplicationEventCollection
The events associated with the application. items
[ApplicationEvent!]!
required
The attachments associated with the application. The size of the attachment in bytes.
The date and time in UTC that this file was stored in the system.
The comments associated with the application. The date and time in UTC that this comment was created.
The actor (user or app) who last updated this record See Actor The last date and time this was updated in UTC.
The actor who created the application. decisionComponents
[DecisionComponent!]!
required
The underwriting decision components for the application.
items
[DecisionComponentItem!]!
required
The actor (user or app) who last updated this record See Actor schema
UnderwritingDecisionComponentSchema
The last date and time this was updated in UTC.
schema
UnderwritingDecisionComponentsSchema
The underwriting decision components schema for the application. The date and time this was created in UTC.
underwritingDecisionComponentSchemas
[UnderwritingDecisionComponentSchema!]!
required
The actor who updated the application. applicationIdentity
UnderwritingApplicationIdentity
The identity information of the application. The type of the applicant (e.g., MERCHANT, SPONSORED_MERCHANT, etc.). See ApplicantType The address from where the applicant operates it business. This may or may not be different from the legal address. See AddressOutput The descriptive name for the applicant that may be different from its legal entity name. Also known as “Doing Business As” (DBA), “trade name”, “assumed name”, or “fictitious name”. This name will appear on the cardholder’s statement.
Indicates the entity is a known trusted entity.
isLegalAddressSameAsBusinessAddress
The merchant category code for the underwriting application.
sensitiveFields
UnderwritingApplicationSensitiveFields
taxIdentificationNumber
TaxIdentificationNumberOutput
The unique identifier used to identify the underwriting application.
underwritingRelationshipReference
An optional field that the Transactor would pass to potentially identify multiple applications that roll up to a broader relationship.
The applicant’s website. If the applicant sells its products or services using ecommerce, then the website URL is required.
applicationStatus
UnderwritingApplicationStatus!
required
The status of the application. Show Possible enum values
The application has been approved, either automatically or manually.
The application has been created but not yet submitted.
The application has been rejected due to verification failures, compliance issues, or other disqualifying factors.
The application is awaiting manual review or requires additional information to complete the underwriting process.
The application is currently being evaluated by the system.
The application submission failed due to a system error. Error messaging has been returned.
The application submission failed due to missing or invalid data. Errors must be corrected before resubmission.
The application has been withdrawn by the applicant.
processingActivity
UnderwritingApplicationProcessingActivityOutput
The process activity information of the application. The advanced payment rate for underwriting applications.
averageMonthlySalesAmount
The average gross sales amount, in the specified currency.
The average amount of a transaction, in the specified currency.
The approximate mix of card-not-present (CNP) transactions. Formatted as a decimal., e.g., If CNP transactions make up 80% of total volume, input as 0.8.
The approximate mix of card present (CP) transactions. Formatted as a decimal., e.g., If CP transactions make up 20% of total volume, input as 0.2.
The approximate rate of chargebacks. Formatted as a decimal, e.g., If the chargeback rate is 0.25%, input as 0.0025.
The currency specified on the transaction requests, in ISO 4217 alpha currency code format.
The number of days in the processing cycle.
The timeframe for delivery in days.
The calculated potential exposure for the underwriting application.
The highest amount of a transaction, in the specified currency.
The approximate rate of refunds. Formatted as a decimal, e.g., If the refund rate is 10% of sales, input as 0.1
The user assigned to the application. The date and time when the assignment was made.
The name of the assigned user.
The unique identifier of the assigned user.
The date and time when the application was created.
The unique identifier of the application.
participants
[BoardingApplicationParticipant!]
The participants of the application. role
ApplicationParticipantRole!
required
queue
WorkflowAssignment!
required
The queue the application is assigned to. Show Possible enum values
submissionAttemptedDateTime
The date and time when the application submission was attempted.
submissionSuccessfulDateTime
The date and time when the application was successfully submitted.
The date and time when the application was last updated.
