query UnderwritingApplications($input: UnderwritingApplicationInput!) {
underwritingApplications(input: $input) {
items {
applicationEvents {
}
applicationIdentity {
applicantType
businessEntityType
businessName
isKnownEntity
isLegalAddressSameAsBusinessAddress
legalEntityName
merchantCategoryCode
naicsCode
naicsDescription
salesChannel
serviceTelephoneNumber
softwareProviderNames
stateOfIncorporation
underwritingReference
underwritingRelationshipReference
websiteUrl
}
applicationStatus
assignee {
assignedDateTime
name
userId
}
attachments {
fileName
id
size
uploadedDateTime
}
bankAccounts {
accountNumberLast4
id
referenceNumber
routingNumber
}
comments {
content
createdDateTime
id
updatedDateTime
}
createdBy {
name
type
}
createdDateTime
decisionComponents {
hasAttachments
hasComments
id
status
updatedDateTime
}
declineReasons {
code
message
}
dynamicField {
children
decisionComponentItemId
fieldValue
id
parentDynamicFieldId
selectedVariantKey
}
dynamicFields {
children
decisionComponentItemId
fieldValue
id
parentDynamicFieldId
selectedVariantKey
}
id
informationRequests {
applicationId
createdDateTime
description
fulfilledDateTime
fulfillmentAttachmentIds
fulfillmentResponse
fulfillmentTypes
id
status
title
type
updatedDateTime
}
informationRequestStatus
participants {
role
}
processingActivity {
advancedPaymentRate
averageAnnualSalesAmount
averageMonthlySalesAmount
averageTicketAmount
businessToBusinessMix
cardNotPresentMix
cardPresentMix
chargebackRate
currency
customerInitiatedCardNotPresentMix
daysInCycle
deliveryTimeframe
exposure
highestTicketAmount
merchantInitiatedCardNotPresentMix
refundRate
riskLevel
}
queue
relationshipProcessingActivity {
advancedPaymentRate
averageAnnualSalesAmount
averageMonthlySalesAmount
averageTicketAmount
businessToBusinessMix
cardNotPresentMix
cardPresentMix
chargebackRate
currency
customerInitiatedCardNotPresentMix
daysInCycle
deliveryTimeframe
exposure
highestTicketAmount
merchantInitiatedCardNotPresentMix
refundRate
riskLevel
}
schema {
createdDateTime
id
version
}
stakeholders {
emailAddress
id
ipAddress
ownershipPercentage
referenceNumber
roles
}
submissionAttemptedDateTime
submissionSuccessfulDateTime
updatedBy {
name
type
}
updatedDateTime
}
pageInfo {
hasNextPage
hasPreviousPage
}
}
}
{
"input": {
"paging": {
"skip": 0,
"take": 0
},
"where": {
"assignedToUserId": "example",
"id": "example",
"isAssigned": true
}
}
}
curl --request POST \
--url https://api.sandbox.com/graphql \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer <YOUR_ACCESS_TOKEN>' \
--data '{
"query": "query UnderwritingApplications($input: UnderwritingApplicationInput!) {\n underwritingApplications(input: $input) {\n items {\n applicationEvents {\n\n }\n applicationIdentity {\n applicantType\n businessEntityType\n businessName\n isKnownEntity\n isLegalAddressSameAsBusinessAddress\n legalEntityName\n merchantCategoryCode\n naicsCode\n naicsDescription\n salesChannel\n serviceTelephoneNumber\n softwareProviderNames\n stateOfIncorporation\n underwritingReference\n underwritingRelationshipReference\n websiteUrl\n }\n applicationStatus\n assignee {\n assignedDateTime\n name\n userId\n }\n attachments {\n fileName\n id\n size\n uploadedDateTime\n }\n bankAccounts {\n accountNumberLast4\n id\n referenceNumber\n routingNumber\n }\n comments {\n content\n createdDateTime\n id\n updatedDateTime\n }\n createdBy {\n name\n type\n }\n createdDateTime\n decisionComponents {\n hasAttachments\n hasComments\n id\n status\n updatedDateTime\n }\n declineReasons {\n code\n message\n }\n dynamicField {\n children\n decisionComponentItemId\n fieldValue\n id\n parentDynamicFieldId\n selectedVariantKey\n }\n dynamicFields {\n children\n decisionComponentItemId\n fieldValue\n id\n parentDynamicFieldId\n selectedVariantKey\n }\n id\n informationRequests {\n applicationId\n createdDateTime\n description\n fulfilledDateTime\n fulfillmentAttachmentIds\n fulfillmentResponse\n fulfillmentTypes\n id\n status\n title\n type\n updatedDateTime\n }\n informationRequestStatus\n participants {\n role\n }\n processingActivity {\n advancedPaymentRate\n averageAnnualSalesAmount\n averageMonthlySalesAmount\n averageTicketAmount\n businessToBusinessMix\n cardNotPresentMix\n cardPresentMix\n chargebackRate\n currency\n customerInitiatedCardNotPresentMix\n daysInCycle\n deliveryTimeframe\n exposure\n highestTicketAmount\n merchantInitiatedCardNotPresentMix\n refundRate\n riskLevel\n }\n queue\n relationshipProcessingActivity {\n advancedPaymentRate\n averageAnnualSalesAmount\n averageMonthlySalesAmount\n averageTicketAmount\n businessToBusinessMix\n cardNotPresentMix\n cardPresentMix\n chargebackRate\n currency\n customerInitiatedCardNotPresentMix\n daysInCycle\n deliveryTimeframe\n exposure\n highestTicketAmount\n merchantInitiatedCardNotPresentMix\n refundRate\n riskLevel\n }\n schema {\n createdDateTime\n id\n version\n }\n stakeholders {\n emailAddress\n id\n ipAddress\n ownershipPercentage\n referenceNumber\n roles\n }\n submissionAttemptedDateTime\n submissionSuccessfulDateTime\n updatedBy {\n name\n type\n }\n updatedDateTime\n }\n pageInfo {\n hasNextPage\n hasPreviousPage\n }\n }\n}",
"variables": {
"input": {
"paging": {
"skip": 0,
"take": 0
},
"where": {
"assignedToUserId": "example",
"id": "example",
"isAssigned": true
}
}
}
}'
{
"data": {
"underwritingApplications": {
"items": [
{
"applicationEvents": {
"items": [
"example"
],
"pageInfo": "example"
},
"applicationIdentity": {
"applicantType": "BILLER",
"businessAddress": "example",
"businessEntityType": "ASSOCIATION",
"businessName": "Clacksworth Keyboards",
"isKnownEntity": true,
"isLegalAddressSameAsBusinessAddress": true,
"legalAddress": "example",
"legalEntityName": "Clacksworth Keyboards LLC",
"merchantCategoryCode": "example",
"naicsCode": "example",
"naicsDescription": "example",
"salesChannel": "E_COMMERCE",
"sensitiveFields": "example",
"serviceTelephoneNumber": "+15551234567",
"softwareProviderNames": [
"example"
],
"stateOfIncorporation": "example",
"taxIdentificationNumber": "example",
"underwritingReference": "example",
"underwritingRelationshipReference": "example",
"websiteUrl": "https://clacksworth.com"
},
"applicationStatus": "APPROVED",
"assignee": {
"assignedBy": "example",
"assignedDateTime": "2026-01-15T14:30:00Z",
"name": "Ben Torres",
"userId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"attachments": [
{
"fileName": "business-license.pdf",
"id": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
"size": 0,
"uploadedBy": "example",
"uploadedDateTime": "2026-01-15T14:30:00Z"
}
],
"bankAccounts": [
{
"accountNumberLast4": "example",
"id": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"referenceNumber": 0,
"routingNumber": "example",
"sensitiveFields": "example"
}
],
"comments": [
{
"content": "Approved for mechanical keyboard accessories line.",
"createdBy": "example",
"createdDateTime": "2026-01-15T14:30:00Z",
"decisionComponent": "example",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"lastUpdatedBy": "example",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"createdBy": {
"name": "Ben Torres",
"type": "APP"
},
"createdDateTime": "2026-01-15T14:30:00Z",
"decisionComponents": [
{
"attachments": [
"example"
],
"comments": [
"example"
],
"hasAttachments": true,
"hasComments": true,
"id": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"items": [
"example"
],
"lastUpdatedBy": "example",
"schema": "example",
"status": "ACCEPTED",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"declineReasons": [
{
"code": "DEROGATORY_BANKING_RELATIONSHIP",
"message": "example"
}
],
"dynamicField": {
"children": [
"example"
],
"decisionComponentItemId": "b6d4e5f6-7a8b-9012-3def-456789012345",
"fieldValue": "example",
"id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"parentDynamicFieldId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
"schema": "example",
"selectedOptions": [
"example"
],
"selectedVariant": "example",
"selectedVariantKey": "example",
"sensitiveField": "example"
},
"dynamicFields": [
{
"children": [
"example"
],
"decisionComponentItemId": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"fieldValue": "example",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"parentDynamicFieldId": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"schema": "example",
"selectedOptions": [
"example"
],
"selectedVariant": "example",
"selectedVariantKey": "example",
"sensitiveField": "example"
}
],
"id": "b6d4e5f6-7a8b-9012-3def-456789012345",
"informationRequests": [
{
"applicationId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"createdBy": "example",
"createdDateTime": "2026-01-15T14:30:00Z",
"description": "example",
"fulfilledBy": "example",
"fulfilledDateTime": "2026-01-15T14:30:00Z",
"fulfillmentAttachmentIds": [
"f47ac10b-58cc-4372-a567-0e02b2c3d479"
],
"fulfillmentResponse": "example",
"fulfillmentTypes": [
"DOCUMENT"
],
"id": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"status": "FULFILLED",
"title": "example",
"type": "ARTICLES_OF_INCORPORATION",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"informationRequestStatus": "AWAITING_INFORMATION",
"participants": [
{
"organization": "example",
"role": "BANK"
}
],
"processingActivity": {
"advancedPaymentRate": 0.05,
"averageAnnualSalesAmount": 0,
"averageMonthlySalesAmount": 45000,
"averageTicketAmount": 150,
"businessToBusinessMix": 0.05,
"cardNotPresentMix": 0.05,
"cardPresentMix": 0.05,
"chargebackRate": 0.05,
"currency": "USD",
"customerInitiatedCardNotPresentMix": 0.05,
"daysInCycle": 0,
"deliveryTimeframe": 0,
"exposure": 100000,
"highestTicketAmount": 2500,
"merchantInitiatedCardNotPresentMix": 0.05,
"refundRate": 0.05,
"riskLevel": "HIGH"
},
"queue": "PARTNER",
"relationshipProcessingActivity": {
"advancedPaymentRate": 0.05,
"averageAnnualSalesAmount": 0,
"averageMonthlySalesAmount": 45000,
"averageTicketAmount": 150,
"businessToBusinessMix": 0.05,
"cardNotPresentMix": 0.05,
"cardPresentMix": 0.05,
"chargebackRate": 0.05,
"currency": "USD",
"customerInitiatedCardNotPresentMix": 0.05,
"daysInCycle": 0,
"deliveryTimeframe": 0,
"exposure": 100000,
"highestTicketAmount": 2500,
"merchantInitiatedCardNotPresentMix": 0.05,
"refundRate": 0.05,
"riskLevel": "HIGH"
},
"schema": {
"createdDateTime": "2026-01-15T14:30:00Z",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"underwritingDecisionComponentSchemas": [
"example"
],
"version": "example"
},
"stakeholders": [
{
"emailAddress": "ben@clacksworth.com",
"id": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"ipAddress": "example",
"ownershipPercentage": 0.05,
"referenceNumber": 0,
"roles": [
"AUTHORIZED"
],
"sensitiveFields": "example"
}
],
"submissionAttemptedDateTime": "2026-01-15T14:30:00Z",
"submissionSuccessfulDateTime": "2026-01-15T14:30:00Z",
"updatedBy": {
"name": "Ben Torres",
"type": "APP"
},
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"pageInfo": {
"hasNextPage": true,
"hasPreviousPage": true
}
}
}
}
Queries
underwritingApplications
Retrieves information about this underwriting application.
query UnderwritingApplications($input: UnderwritingApplicationInput!) {
underwritingApplications(input: $input) {
items {
applicationEvents {
}
applicationIdentity {
applicantType
businessEntityType
businessName
isKnownEntity
isLegalAddressSameAsBusinessAddress
legalEntityName
merchantCategoryCode
naicsCode
naicsDescription
salesChannel
serviceTelephoneNumber
softwareProviderNames
stateOfIncorporation
underwritingReference
underwritingRelationshipReference
websiteUrl
}
applicationStatus
assignee {
assignedDateTime
name
userId
}
attachments {
fileName
id
size
uploadedDateTime
}
bankAccounts {
accountNumberLast4
id
referenceNumber
routingNumber
}
comments {
content
createdDateTime
id
updatedDateTime
}
createdBy {
name
type
}
createdDateTime
decisionComponents {
hasAttachments
hasComments
id
status
updatedDateTime
}
declineReasons {
code
message
}
dynamicField {
children
decisionComponentItemId
fieldValue
id
parentDynamicFieldId
selectedVariantKey
}
dynamicFields {
children
decisionComponentItemId
fieldValue
id
parentDynamicFieldId
selectedVariantKey
}
id
informationRequests {
applicationId
createdDateTime
description
fulfilledDateTime
fulfillmentAttachmentIds
fulfillmentResponse
fulfillmentTypes
id
status
title
type
updatedDateTime
}
informationRequestStatus
participants {
role
}
processingActivity {
advancedPaymentRate
averageAnnualSalesAmount
averageMonthlySalesAmount
averageTicketAmount
businessToBusinessMix
cardNotPresentMix
cardPresentMix
chargebackRate
currency
customerInitiatedCardNotPresentMix
daysInCycle
deliveryTimeframe
exposure
highestTicketAmount
merchantInitiatedCardNotPresentMix
refundRate
riskLevel
}
queue
relationshipProcessingActivity {
advancedPaymentRate
averageAnnualSalesAmount
averageMonthlySalesAmount
averageTicketAmount
businessToBusinessMix
cardNotPresentMix
cardPresentMix
chargebackRate
currency
customerInitiatedCardNotPresentMix
daysInCycle
deliveryTimeframe
exposure
highestTicketAmount
merchantInitiatedCardNotPresentMix
refundRate
riskLevel
}
schema {
createdDateTime
id
version
}
stakeholders {
emailAddress
id
ipAddress
ownershipPercentage
referenceNumber
roles
}
submissionAttemptedDateTime
submissionSuccessfulDateTime
updatedBy {
name
type
}
updatedDateTime
}
pageInfo {
hasNextPage
hasPreviousPage
}
}
}
{
"input": {
"paging": {
"skip": 0,
"take": 0
},
"where": {
"assignedToUserId": "example",
"id": "example",
"isAssigned": true
}
}
}
curl --request POST \
--url https://api.sandbox.com/graphql \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer <YOUR_ACCESS_TOKEN>' \
--data '{
"query": "query UnderwritingApplications($input: UnderwritingApplicationInput!) {\n underwritingApplications(input: $input) {\n items {\n applicationEvents {\n\n }\n applicationIdentity {\n applicantType\n businessEntityType\n businessName\n isKnownEntity\n isLegalAddressSameAsBusinessAddress\n legalEntityName\n merchantCategoryCode\n naicsCode\n naicsDescription\n salesChannel\n serviceTelephoneNumber\n softwareProviderNames\n stateOfIncorporation\n underwritingReference\n underwritingRelationshipReference\n websiteUrl\n }\n applicationStatus\n assignee {\n assignedDateTime\n name\n userId\n }\n attachments {\n fileName\n id\n size\n uploadedDateTime\n }\n bankAccounts {\n accountNumberLast4\n id\n referenceNumber\n routingNumber\n }\n comments {\n content\n createdDateTime\n id\n updatedDateTime\n }\n createdBy {\n name\n type\n }\n createdDateTime\n decisionComponents {\n hasAttachments\n hasComments\n id\n status\n updatedDateTime\n }\n declineReasons {\n code\n message\n }\n dynamicField {\n children\n decisionComponentItemId\n fieldValue\n id\n parentDynamicFieldId\n selectedVariantKey\n }\n dynamicFields {\n children\n decisionComponentItemId\n fieldValue\n id\n parentDynamicFieldId\n selectedVariantKey\n }\n id\n informationRequests {\n applicationId\n createdDateTime\n description\n fulfilledDateTime\n fulfillmentAttachmentIds\n fulfillmentResponse\n fulfillmentTypes\n id\n status\n title\n type\n updatedDateTime\n }\n informationRequestStatus\n participants {\n role\n }\n processingActivity {\n advancedPaymentRate\n averageAnnualSalesAmount\n averageMonthlySalesAmount\n averageTicketAmount\n businessToBusinessMix\n cardNotPresentMix\n cardPresentMix\n chargebackRate\n currency\n customerInitiatedCardNotPresentMix\n daysInCycle\n deliveryTimeframe\n exposure\n highestTicketAmount\n merchantInitiatedCardNotPresentMix\n refundRate\n riskLevel\n }\n queue\n relationshipProcessingActivity {\n advancedPaymentRate\n averageAnnualSalesAmount\n averageMonthlySalesAmount\n averageTicketAmount\n businessToBusinessMix\n cardNotPresentMix\n cardPresentMix\n chargebackRate\n currency\n customerInitiatedCardNotPresentMix\n daysInCycle\n deliveryTimeframe\n exposure\n highestTicketAmount\n merchantInitiatedCardNotPresentMix\n refundRate\n riskLevel\n }\n schema {\n createdDateTime\n id\n version\n }\n stakeholders {\n emailAddress\n id\n ipAddress\n ownershipPercentage\n referenceNumber\n roles\n }\n submissionAttemptedDateTime\n submissionSuccessfulDateTime\n updatedBy {\n name\n type\n }\n updatedDateTime\n }\n pageInfo {\n hasNextPage\n hasPreviousPage\n }\n }\n}",
"variables": {
"input": {
"paging": {
"skip": 0,
"take": 0
},
"where": {
"assignedToUserId": "example",
"id": "example",
"isAssigned": true
}
}
}
}'
{
"data": {
"underwritingApplications": {
"items": [
{
"applicationEvents": {
"items": [
"example"
],
"pageInfo": "example"
},
"applicationIdentity": {
"applicantType": "BILLER",
"businessAddress": "example",
"businessEntityType": "ASSOCIATION",
"businessName": "Clacksworth Keyboards",
"isKnownEntity": true,
"isLegalAddressSameAsBusinessAddress": true,
"legalAddress": "example",
"legalEntityName": "Clacksworth Keyboards LLC",
"merchantCategoryCode": "example",
"naicsCode": "example",
"naicsDescription": "example",
"salesChannel": "E_COMMERCE",
"sensitiveFields": "example",
"serviceTelephoneNumber": "+15551234567",
"softwareProviderNames": [
"example"
],
"stateOfIncorporation": "example",
"taxIdentificationNumber": "example",
"underwritingReference": "example",
"underwritingRelationshipReference": "example",
"websiteUrl": "https://clacksworth.com"
},
"applicationStatus": "APPROVED",
"assignee": {
"assignedBy": "example",
"assignedDateTime": "2026-01-15T14:30:00Z",
"name": "Ben Torres",
"userId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"attachments": [
{
"fileName": "business-license.pdf",
"id": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
"size": 0,
"uploadedBy": "example",
"uploadedDateTime": "2026-01-15T14:30:00Z"
}
],
"bankAccounts": [
{
"accountNumberLast4": "example",
"id": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"referenceNumber": 0,
"routingNumber": "example",
"sensitiveFields": "example"
}
],
"comments": [
{
"content": "Approved for mechanical keyboard accessories line.",
"createdBy": "example",
"createdDateTime": "2026-01-15T14:30:00Z",
"decisionComponent": "example",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"lastUpdatedBy": "example",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"createdBy": {
"name": "Ben Torres",
"type": "APP"
},
"createdDateTime": "2026-01-15T14:30:00Z",
"decisionComponents": [
{
"attachments": [
"example"
],
"comments": [
"example"
],
"hasAttachments": true,
"hasComments": true,
"id": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"items": [
"example"
],
"lastUpdatedBy": "example",
"schema": "example",
"status": "ACCEPTED",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"declineReasons": [
{
"code": "DEROGATORY_BANKING_RELATIONSHIP",
"message": "example"
}
],
"dynamicField": {
"children": [
"example"
],
"decisionComponentItemId": "b6d4e5f6-7a8b-9012-3def-456789012345",
"fieldValue": "example",
"id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"parentDynamicFieldId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
"schema": "example",
"selectedOptions": [
"example"
],
"selectedVariant": "example",
"selectedVariantKey": "example",
"sensitiveField": "example"
},
"dynamicFields": [
{
"children": [
"example"
],
"decisionComponentItemId": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"fieldValue": "example",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"parentDynamicFieldId": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"schema": "example",
"selectedOptions": [
"example"
],
"selectedVariant": "example",
"selectedVariantKey": "example",
"sensitiveField": "example"
}
],
"id": "b6d4e5f6-7a8b-9012-3def-456789012345",
"informationRequests": [
{
"applicationId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"createdBy": "example",
"createdDateTime": "2026-01-15T14:30:00Z",
"description": "example",
"fulfilledBy": "example",
"fulfilledDateTime": "2026-01-15T14:30:00Z",
"fulfillmentAttachmentIds": [
"f47ac10b-58cc-4372-a567-0e02b2c3d479"
],
"fulfillmentResponse": "example",
"fulfillmentTypes": [
"DOCUMENT"
],
"id": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"status": "FULFILLED",
"title": "example",
"type": "ARTICLES_OF_INCORPORATION",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"informationRequestStatus": "AWAITING_INFORMATION",
"participants": [
{
"organization": "example",
"role": "BANK"
}
],
"processingActivity": {
"advancedPaymentRate": 0.05,
"averageAnnualSalesAmount": 0,
"averageMonthlySalesAmount": 45000,
"averageTicketAmount": 150,
"businessToBusinessMix": 0.05,
"cardNotPresentMix": 0.05,
"cardPresentMix": 0.05,
"chargebackRate": 0.05,
"currency": "USD",
"customerInitiatedCardNotPresentMix": 0.05,
"daysInCycle": 0,
"deliveryTimeframe": 0,
"exposure": 100000,
"highestTicketAmount": 2500,
"merchantInitiatedCardNotPresentMix": 0.05,
"refundRate": 0.05,
"riskLevel": "HIGH"
},
"queue": "PARTNER",
"relationshipProcessingActivity": {
"advancedPaymentRate": 0.05,
"averageAnnualSalesAmount": 0,
"averageMonthlySalesAmount": 45000,
"averageTicketAmount": 150,
"businessToBusinessMix": 0.05,
"cardNotPresentMix": 0.05,
"cardPresentMix": 0.05,
"chargebackRate": 0.05,
"currency": "USD",
"customerInitiatedCardNotPresentMix": 0.05,
"daysInCycle": 0,
"deliveryTimeframe": 0,
"exposure": 100000,
"highestTicketAmount": 2500,
"merchantInitiatedCardNotPresentMix": 0.05,
"refundRate": 0.05,
"riskLevel": "HIGH"
},
"schema": {
"createdDateTime": "2026-01-15T14:30:00Z",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"underwritingDecisionComponentSchemas": [
"example"
],
"version": "example"
},
"stakeholders": [
{
"emailAddress": "ben@clacksworth.com",
"id": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"ipAddress": "example",
"ownershipPercentage": 0.05,
"referenceNumber": 0,
"roles": [
"AUTHORIZED"
],
"sensitiveFields": "example"
}
],
"submissionAttemptedDateTime": "2026-01-15T14:30:00Z",
"submissionSuccessfulDateTime": "2026-01-15T14:30:00Z",
"updatedBy": {
"name": "Ben Torres",
"type": "APP"
},
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"pageInfo": {
"hasNextPage": true,
"hasPreviousPage": true
}
}
}
}
Query
Arguments
UnderwritingApplicationInput!
required
Show child attributes
Show child attributes
[UnderwritingApplicationSortTypeInput!]
Show child attributes
Show child attributes
UnderwritingApplicationSortField!
required
UnderwritingApplicationFilterInput!
required
Show child attributes
Show child attributes
GuidFilterInput
GuidFilterInput
Boolean
Filter by assignment status: true = assigned to anyone, false = unassigned, null = no filter
EnumFilterInputOfAcceptorApplicationStatusInput
Filter by the status of the underwriting application
Show child attributes
Show child attributes
AcceptorApplicationStatus
Show Possible enum values
Show Possible enum values
enum
The application has been approved, either automatically or manually. A processing account may now be created.
enum
The application has been created but not yet submitted.
enum
The application has been rejected due to verification failures, compliance issues, or other disqualifying factors.
enum
The application is awaiting manual review or requires additional information to complete the underwriting process.
enum
The application is currently being evaluated by the system.
enum
The application submission failed due to a system error. Error messaging has been returned.
enum
The application submission failed due to missing or invalid data. Errors must be corrected before resubmission.
enum
The application has been withdrawn by the applicant, transactor, or Tesouro. No further review or decision will occur.
[AcceptorApplicationStatus!]
Show Possible enum values
Show Possible enum values
enum
The application has been approved, either automatically or manually. A processing account may now be created.
enum
The application has been created but not yet submitted.
enum
The application has been rejected due to verification failures, compliance issues, or other disqualifying factors.
enum
The application is awaiting manual review or requires additional information to complete the underwriting process.
enum
The application is currently being evaluated by the system.
enum
The application submission failed due to a system error. Error messaging has been returned.
enum
The application submission failed due to missing or invalid data. Errors must be corrected before resubmission.
enum
The application has been withdrawn by the applicant, transactor, or Tesouro. No further review or decision will occur.
[AcceptorApplicationStatus!]
Show Possible enum values
Show Possible enum values
enum
The application has been approved, either automatically or manually. A processing account may now be created.
enum
The application has been created but not yet submitted.
enum
The application has been rejected due to verification failures, compliance issues, or other disqualifying factors.
enum
The application is awaiting manual review or requires additional information to complete the underwriting process.
enum
The application is currently being evaluated by the system.
enum
The application submission failed due to a system error. Error messaging has been returned.
enum
The application submission failed due to missing or invalid data. Errors must be corrected before resubmission.
enum
The application has been withdrawn by the applicant, transactor, or Tesouro. No further review or decision will occur.
Return type
UnderwritingApplicationCollection!
[UnderwritingApplication!]!
required
Show child attributes
Show child attributes
ApplicationEventCollection
The events associated with the application.See ApplicationEventCollection
UnderwritingApplicationIdentity
The identity information of the application.See UnderwritingApplicationIdentity
UnderwritingApplicationStatus!
required
The status of the application.See UnderwritingApplicationStatus
ApplicationAssignee
The user assigned to the application.See ApplicationAssignee
[Attachment!]!
required
The attachments associated with the application.See Attachment
[UnderwritingBankAccount!]
Bank account information. Optionally reveal sensitive fields for a specific bank account.See UnderwritingBankAccount
DateTime!
required
The date and time when the application was created.
[DecisionComponent!]!
required
The underwriting decision components for the application.See DecisionComponent
[DeclineReason!]!
required
The decline reasons associated with the application. Empty when no reasons have been selected.See DeclineReason
UnderwritingDynamicField
A single dynamic field value looked up by the stable key of its root schema node, enabling field-style aliasing. Optionally scope to a decision-component item.See UnderwritingDynamicField
[UnderwritingDynamicField!]!
required
The dynamic field values captured on this application, assembled into the catalog’s recursive shape. Optionally scope to a single decision-component item (e.g. one owner); omit to return the values across all decision-component items and the application level.See UnderwritingDynamicField
UUID!
required
The unique identifier of the application.
[UnderwritingInformationRequest!]!
required
Information requests for this application.See UnderwritingInformationRequest
UnderwritingApplicationInformationRequestStatus!
required
The status of information requests for this application.See UnderwritingApplicationInformationRequestStatus
[BoardingApplicationParticipant!]
The participants of the application.See BoardingApplicationParticipant
UnderwritingApplicationProcessingActivityOutput
The process activity information of the application.See UnderwritingApplicationProcessingActivityOutput
WorkflowAssignment!
required
The queue the application is assigned to.See WorkflowAssignment
RelationshipProcessingActivityOutput
The relationship-wide processing activity totals across all locations in the relationship, including this application. Null when not yet captured.See RelationshipProcessingActivityOutput
UnderwritingDecisionComponentsSchema
The underwriting decision components schema for the application.See UnderwritingDecisionComponentsSchema
[StakeholderOutput!]!
required
Stakeholder information. Optionally reveal sensitive fields for a specific stakeholder.See StakeholderOutput
DateTime
The date and time when the application submission was attempted.
DateTime
The date and time when the application was successfully submitted.
DateTime!
required
The date and time when the application was last updated.
query UnderwritingApplications($input: UnderwritingApplicationInput!) {
underwritingApplications(input: $input) {
items {
applicationEvents {
}
applicationIdentity {
applicantType
businessEntityType
businessName
isKnownEntity
isLegalAddressSameAsBusinessAddress
legalEntityName
merchantCategoryCode
naicsCode
naicsDescription
salesChannel
serviceTelephoneNumber
softwareProviderNames
stateOfIncorporation
underwritingReference
underwritingRelationshipReference
websiteUrl
}
applicationStatus
assignee {
assignedDateTime
name
userId
}
attachments {
fileName
id
size
uploadedDateTime
}
bankAccounts {
accountNumberLast4
id
referenceNumber
routingNumber
}
comments {
content
createdDateTime
id
updatedDateTime
}
createdBy {
name
type
}
createdDateTime
decisionComponents {
hasAttachments
hasComments
id
status
updatedDateTime
}
declineReasons {
code
message
}
dynamicField {
children
decisionComponentItemId
fieldValue
id
parentDynamicFieldId
selectedVariantKey
}
dynamicFields {
children
decisionComponentItemId
fieldValue
id
parentDynamicFieldId
selectedVariantKey
}
id
informationRequests {
applicationId
createdDateTime
description
fulfilledDateTime
fulfillmentAttachmentIds
fulfillmentResponse
fulfillmentTypes
id
status
title
type
updatedDateTime
}
informationRequestStatus
participants {
role
}
processingActivity {
advancedPaymentRate
averageAnnualSalesAmount
averageMonthlySalesAmount
averageTicketAmount
businessToBusinessMix
cardNotPresentMix
cardPresentMix
chargebackRate
currency
customerInitiatedCardNotPresentMix
daysInCycle
deliveryTimeframe
exposure
highestTicketAmount
merchantInitiatedCardNotPresentMix
refundRate
riskLevel
}
queue
relationshipProcessingActivity {
advancedPaymentRate
averageAnnualSalesAmount
averageMonthlySalesAmount
averageTicketAmount
businessToBusinessMix
cardNotPresentMix
cardPresentMix
chargebackRate
currency
customerInitiatedCardNotPresentMix
daysInCycle
deliveryTimeframe
exposure
highestTicketAmount
merchantInitiatedCardNotPresentMix
refundRate
riskLevel
}
schema {
createdDateTime
id
version
}
stakeholders {
emailAddress
id
ipAddress
ownershipPercentage
referenceNumber
roles
}
submissionAttemptedDateTime
submissionSuccessfulDateTime
updatedBy {
name
type
}
updatedDateTime
}
pageInfo {
hasNextPage
hasPreviousPage
}
}
}
{
"input": {
"paging": {
"skip": 0,
"take": 0
},
"where": {
"assignedToUserId": "example",
"id": "example",
"isAssigned": true
}
}
}
curl --request POST \
--url https://api.sandbox.com/graphql \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer <YOUR_ACCESS_TOKEN>' \
--data '{
"query": "query UnderwritingApplications($input: UnderwritingApplicationInput!) {\n underwritingApplications(input: $input) {\n items {\n applicationEvents {\n\n }\n applicationIdentity {\n applicantType\n businessEntityType\n businessName\n isKnownEntity\n isLegalAddressSameAsBusinessAddress\n legalEntityName\n merchantCategoryCode\n naicsCode\n naicsDescription\n salesChannel\n serviceTelephoneNumber\n softwareProviderNames\n stateOfIncorporation\n underwritingReference\n underwritingRelationshipReference\n websiteUrl\n }\n applicationStatus\n assignee {\n assignedDateTime\n name\n userId\n }\n attachments {\n fileName\n id\n size\n uploadedDateTime\n }\n bankAccounts {\n accountNumberLast4\n id\n referenceNumber\n routingNumber\n }\n comments {\n content\n createdDateTime\n id\n updatedDateTime\n }\n createdBy {\n name\n type\n }\n createdDateTime\n decisionComponents {\n hasAttachments\n hasComments\n id\n status\n updatedDateTime\n }\n declineReasons {\n code\n message\n }\n dynamicField {\n children\n decisionComponentItemId\n fieldValue\n id\n parentDynamicFieldId\n selectedVariantKey\n }\n dynamicFields {\n children\n decisionComponentItemId\n fieldValue\n id\n parentDynamicFieldId\n selectedVariantKey\n }\n id\n informationRequests {\n applicationId\n createdDateTime\n description\n fulfilledDateTime\n fulfillmentAttachmentIds\n fulfillmentResponse\n fulfillmentTypes\n id\n status\n title\n type\n updatedDateTime\n }\n informationRequestStatus\n participants {\n role\n }\n processingActivity {\n advancedPaymentRate\n averageAnnualSalesAmount\n averageMonthlySalesAmount\n averageTicketAmount\n businessToBusinessMix\n cardNotPresentMix\n cardPresentMix\n chargebackRate\n currency\n customerInitiatedCardNotPresentMix\n daysInCycle\n deliveryTimeframe\n exposure\n highestTicketAmount\n merchantInitiatedCardNotPresentMix\n refundRate\n riskLevel\n }\n queue\n relationshipProcessingActivity {\n advancedPaymentRate\n averageAnnualSalesAmount\n averageMonthlySalesAmount\n averageTicketAmount\n businessToBusinessMix\n cardNotPresentMix\n cardPresentMix\n chargebackRate\n currency\n customerInitiatedCardNotPresentMix\n daysInCycle\n deliveryTimeframe\n exposure\n highestTicketAmount\n merchantInitiatedCardNotPresentMix\n refundRate\n riskLevel\n }\n schema {\n createdDateTime\n id\n version\n }\n stakeholders {\n emailAddress\n id\n ipAddress\n ownershipPercentage\n referenceNumber\n roles\n }\n submissionAttemptedDateTime\n submissionSuccessfulDateTime\n updatedBy {\n name\n type\n }\n updatedDateTime\n }\n pageInfo {\n hasNextPage\n hasPreviousPage\n }\n }\n}",
"variables": {
"input": {
"paging": {
"skip": 0,
"take": 0
},
"where": {
"assignedToUserId": "example",
"id": "example",
"isAssigned": true
}
}
}
}'
{
"data": {
"underwritingApplications": {
"items": [
{
"applicationEvents": {
"items": [
"example"
],
"pageInfo": "example"
},
"applicationIdentity": {
"applicantType": "BILLER",
"businessAddress": "example",
"businessEntityType": "ASSOCIATION",
"businessName": "Clacksworth Keyboards",
"isKnownEntity": true,
"isLegalAddressSameAsBusinessAddress": true,
"legalAddress": "example",
"legalEntityName": "Clacksworth Keyboards LLC",
"merchantCategoryCode": "example",
"naicsCode": "example",
"naicsDescription": "example",
"salesChannel": "E_COMMERCE",
"sensitiveFields": "example",
"serviceTelephoneNumber": "+15551234567",
"softwareProviderNames": [
"example"
],
"stateOfIncorporation": "example",
"taxIdentificationNumber": "example",
"underwritingReference": "example",
"underwritingRelationshipReference": "example",
"websiteUrl": "https://clacksworth.com"
},
"applicationStatus": "APPROVED",
"assignee": {
"assignedBy": "example",
"assignedDateTime": "2026-01-15T14:30:00Z",
"name": "Ben Torres",
"userId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890"
},
"attachments": [
{
"fileName": "business-license.pdf",
"id": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
"size": 0,
"uploadedBy": "example",
"uploadedDateTime": "2026-01-15T14:30:00Z"
}
],
"bankAccounts": [
{
"accountNumberLast4": "example",
"id": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"referenceNumber": 0,
"routingNumber": "example",
"sensitiveFields": "example"
}
],
"comments": [
{
"content": "Approved for mechanical keyboard accessories line.",
"createdBy": "example",
"createdDateTime": "2026-01-15T14:30:00Z",
"decisionComponent": "example",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"lastUpdatedBy": "example",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"createdBy": {
"name": "Ben Torres",
"type": "APP"
},
"createdDateTime": "2026-01-15T14:30:00Z",
"decisionComponents": [
{
"attachments": [
"example"
],
"comments": [
"example"
],
"hasAttachments": true,
"hasComments": true,
"id": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"items": [
"example"
],
"lastUpdatedBy": "example",
"schema": "example",
"status": "ACCEPTED",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"declineReasons": [
{
"code": "DEROGATORY_BANKING_RELATIONSHIP",
"message": "example"
}
],
"dynamicField": {
"children": [
"example"
],
"decisionComponentItemId": "b6d4e5f6-7a8b-9012-3def-456789012345",
"fieldValue": "example",
"id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"parentDynamicFieldId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
"schema": "example",
"selectedOptions": [
"example"
],
"selectedVariant": "example",
"selectedVariantKey": "example",
"sensitiveField": "example"
},
"dynamicFields": [
{
"children": [
"example"
],
"decisionComponentItemId": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"fieldValue": "example",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"parentDynamicFieldId": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"schema": "example",
"selectedOptions": [
"example"
],
"selectedVariant": "example",
"selectedVariantKey": "example",
"sensitiveField": "example"
}
],
"id": "b6d4e5f6-7a8b-9012-3def-456789012345",
"informationRequests": [
{
"applicationId": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
"createdBy": "example",
"createdDateTime": "2026-01-15T14:30:00Z",
"description": "example",
"fulfilledBy": "example",
"fulfilledDateTime": "2026-01-15T14:30:00Z",
"fulfillmentAttachmentIds": [
"f47ac10b-58cc-4372-a567-0e02b2c3d479"
],
"fulfillmentResponse": "example",
"fulfillmentTypes": [
"DOCUMENT"
],
"id": "c9a1e2d3-4b5f-6789-0abc-def123456789",
"status": "FULFILLED",
"title": "example",
"type": "ARTICLES_OF_INCORPORATION",
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"informationRequestStatus": "AWAITING_INFORMATION",
"participants": [
{
"organization": "example",
"role": "BANK"
}
],
"processingActivity": {
"advancedPaymentRate": 0.05,
"averageAnnualSalesAmount": 0,
"averageMonthlySalesAmount": 45000,
"averageTicketAmount": 150,
"businessToBusinessMix": 0.05,
"cardNotPresentMix": 0.05,
"cardPresentMix": 0.05,
"chargebackRate": 0.05,
"currency": "USD",
"customerInitiatedCardNotPresentMix": 0.05,
"daysInCycle": 0,
"deliveryTimeframe": 0,
"exposure": 100000,
"highestTicketAmount": 2500,
"merchantInitiatedCardNotPresentMix": 0.05,
"refundRate": 0.05,
"riskLevel": "HIGH"
},
"queue": "PARTNER",
"relationshipProcessingActivity": {
"advancedPaymentRate": 0.05,
"averageAnnualSalesAmount": 0,
"averageMonthlySalesAmount": 45000,
"averageTicketAmount": 150,
"businessToBusinessMix": 0.05,
"cardNotPresentMix": 0.05,
"cardPresentMix": 0.05,
"chargebackRate": 0.05,
"currency": "USD",
"customerInitiatedCardNotPresentMix": 0.05,
"daysInCycle": 0,
"deliveryTimeframe": 0,
"exposure": 100000,
"highestTicketAmount": 2500,
"merchantInitiatedCardNotPresentMix": 0.05,
"refundRate": 0.05,
"riskLevel": "HIGH"
},
"schema": {
"createdDateTime": "2026-01-15T14:30:00Z",
"id": "d8b2f3e4-5c6a-7890-1bcd-ef2345678901",
"underwritingDecisionComponentSchemas": [
"example"
],
"version": "example"
},
"stakeholders": [
{
"emailAddress": "ben@clacksworth.com",
"id": "e7c3a4b5-6d7e-8901-2cde-f34567890123",
"ipAddress": "example",
"ownershipPercentage": 0.05,
"referenceNumber": 0,
"roles": [
"AUTHORIZED"
],
"sensitiveFields": "example"
}
],
"submissionAttemptedDateTime": "2026-01-15T14:30:00Z",
"submissionSuccessfulDateTime": "2026-01-15T14:30:00Z",
"updatedBy": {
"name": "Ben Torres",
"type": "APP"
},
"updatedDateTime": "2026-01-15T14:30:00Z"
}
],
"pageInfo": {
"hasNextPage": true,
"hasPreviousPage": true
}
}
}
}
Was this page helpful?