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ENUM The reason an underwriting application was declined. Values correspond to Truist-approved adverse action verbiage used in applicant notifications.

Values

DEROGATORY_BANKING_RELATIONSHIP
enum
Derogatory or negative banking relationship
DEROGATORY_PUBLIC_RECORD_OR_COLLECTION
enum
Derogatory public record or collection
EXPIRED_APPLICATION
enum
Expired Application
INSUFFICIENT_FINANCIAL_INFORMATION
enum
Insufficient financial information
INSUFFICIENT_FINANCIAL_STRENGTH
enum
Insufficient financial strength
LARGE_AVERAGE_TICKET
enum
Large average ticket
MISSING_DOCUMENTATION
enum
Missing documentation
NATURE_OF_BUSINESS
enum
Nature of business
STARTUP_BUSINESS
enum
Start-up business
TERMINATED_MERCHANT_FILE
enum
Terminated merchant file from previous provider